My Husbands Earning is Our Income, My Earning is my own incme?? what do you say

Couple's income - The home finance
@kiran8 (15348)
Mangalore, India
July 17, 2009 2:24am CST
I have a friend who always used to say this jokingly.Once she happened to say this in front of her husband and he got very angry and they ended up having a great row in front of me. Later when I spoke to her about it telling her that it may not be the right thing thing to say to her hubby, she was firm in her views that she was absolutely right in what she said! According to her, she takes care of all the household matters, cooking, cleaning, shopping, dropping children off to college, paying bills etc; and then goes out to work as well. So she has the right to keep her income which is smaller than her husband's. That made me think differently and I felt that there is a lot of truth in what she said.. What do you all think about this friends? what are your views regarding the issue?please share
9 people like this
37 responses
@dpk262006 (58675)
• Delhi, India
18 Jul 09
Hi Kiran! I feel that if I say your friend is right, then it will make you more happy. However, I am not in agreement with your friend's point of view. When you get married you are seen as one family and the income of a husband and a wife should be jointly counted. It does not look good, if two mature people keep saying look this is my income, my money and this is your money. When they both bring up children they function as a unit and they spend the amount jointly. In case, husband's income is sufficiently higher than wife and he can handle the affairs single handedly then it is another matter. But in case both are required to contribute, then the question of mine and yours should not come up, it will spoil the atmosphere and relationship. I appreciate that a woman of the house works/contribute probably more in a home rather than her husband. Due respect and regards should be given to this fact and it must be acknowledged. I do the same.....LOL! An excellent post! Deepak
1 person likes this
@dpk262006 (58675)
• Delhi, India
19 Jul 09
Hi Kiran! I shared my opinion without knowing the actual situation and circumstances of your friend. However, after going through the details of income of your friend and here husband, I will have to change my opinion.......LOL!If your friend's husband is earning handsome amount and your friend is doing her part in increasing the income of the family by putting in some extra hard work, then she has every right to say that her 'income' belongs to her. She is doing something extra ordinary devoting her personal time for earning, besides looking after her family, therefore, she has every right to keep her income in her pocket. Her husband has no business to stake claim on the income earned by her solely by her own efforts. Hats off to your hard working friend.
@dpk262006 (58675)
• Delhi, India
21 Jul 09
Hi Kiran! I appreciate your friends efforts and I buy all your arguments that if a man spends the money, say on anything, then it is considered OK, however, if a woman (read wife) spends it, she is looked with strange attitude (OH! How could she dare to spend herself........!!!) Deepak
@kiran8 (15348)
• Mangalore, India
19 Jul 09
Hi deepak, thanks a lot for your response and I don't want any biased views, just your frank views regarding the matter which you have given ....The problem with my friends' husband is that he is earning very well, nearly Rs.60,000 per month and he has given an apartment for rent,while they live in an independent house, a portion of which is also given for 2 PGs, and my friend cooks breakfast and dinner for them, which is an added income to the husband,he has no loans. They have 2 children and no other expenditure. She ,on the other hand is doing all she can , and the rental income is collected by him. It is because she was not given any spending money that she had decided to go out for work...Now tell me what do you think of the situation?
1 person likes this
@bamrahkirti (1821)
• India
17 Jul 09
I do not think that your friend is right in saying this in front of her husband.The chores which she is doing is not her professional duty but responsibility towards family and she is fully accountable to serve her family. I am a working professional too and my income is 200% of my husband's income but i have never thought this way.We both club our income and manage household.Some money is saved and rest is spent on household affairs and on children. I think she suffers from superiority complex and feels very great about serving her family and managing home too.
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@kalav56 (11464)
• India
17 Jul 09
bamrahkirti
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@kiran8 (15348)
• Mangalore, India
18 Jul 09
Hi bamrahkirti, thanks a lot for your respobse. My friend is not what you imagine her to be. In fact she is very concerned with the family and is working round the clock with absolutely no inputs from her family. She feels she is taken for granted and thats why she began working so that others too contribute to the house work, but no that never happened. She earns a small income because she works part time, so that the house work does not suffer. ..
1 person likes this
• India
17 Jul 09
Thanks dear for your encouragement.
@taripres (1499)
• United States
18 Jul 09
Honestly, I'm not feeling that at all! In a marriage everything should be 100%, that's one of the main reasons the divorce rate is so high, MONEY! Trust me, if he got upset, soon his income would be his own, as well as, they'll be another statistic! Just because they have kids in college, don't mean that won't happen. I wish everyone the best in their marriage, but selfishness has no place in a marriage, no matter what it is! Taripre$
@taripres (1499)
• United States
19 Jul 09
Great, I just wanted to make sure people understand that marriage is not for the selfish, but for people want to have a lasting two way relationship where both are giving 100% percent to it! Thanx Taripre$
@kiran8 (15348)
• Mangalore, India
22 Jul 09
Of course. a marriage involves certain responsibilities and only when both the partners are able to fulfill it can there be success in their marriage - Yet at the same time sharing should be equal, with no ego hassles ...
@kiran8 (15348)
• Mangalore, India
19 Jul 09
Hi taripres, Thanks a lot for your response . I too agree that one cannot be selfish while being married and raising a family. Everything needs to be done through mutual consent and sharing ...All the best and happy mylotting
@srganesh (6340)
• India
17 Jul 09
When they have become a family,they should have practiced to combine their income and budget on it.They should have planned to save some money for their future and their kids.The wife's needs should have been taken into account.If the man tries to dominate the relationship,then this type of conflicts occur and cannot be avoided.If there is true love in their relationship,this argument will not have occured.It seems they are living just a materialistic life.Cheers!
@kiran8 (15348)
• Mangalore, India
18 Jul 09
No not really srganesh, My friend is not a materialistic person at all. In fact she is very hard working ,all the time working in maintaining the house, garden, children, relationships. It is just that her efforts are not appreciated, rather taken for granted, so she began to earn , so that the other members contribute in the upkeep of the house, which no one does and she is managing everything single handedly, with absolutely no her from her husband or children...
@kiran8 (15348)
• Mangalore, India
22 Jul 09
What you are saying is absolutely right! It is not a very healthy situation in a marriage. But they seem to be getting along well in other respects, so, I guess it is not too bad ...
@srganesh (6340)
• India
18 Jul 09
So,the husband is not caring for her self needs and she is keeping her own earnings for her.Am I right?I see a great flaw in their relationship.No doubt,the husband has to be blamed.But they are becoming two islands in their relationship.Really it is a pitiable condition on your friend's side.She has to manage everything apart from earning for herself.
@cbeee3 (2061)
• India
17 Jul 09
Hi kiran. Good to see you start a discussion.Its been a while. Well, I think that your friend should not have said it out straight on her husband's face like that.Must have hurt him I am sure.But as far as the topic and the issue go, I see nothing wrong in what she says.I would rather say, it depends on the situation. Finally when two people are living their lives together, if only one earns then the other automatically needs to divert his finances towards the running of the household.But if both are earning, I think the finances don't need to be clubbed. The best thing to do would be, per who earns what, pool in a percentage towards the running of the household.The remaining amount-each person gets to keep what he/she makes. I know a couple where the husband and wife clubbed their finances.Unfortunately, they had to land in the courts for divorce and it got super messy. Nice topic!
1 person likes this
@kiran8 (15348)
• Mangalore, India
18 Jul 09
Hi chee, thanks a lot I agree with you, it did hurt him.She is a very forthright and frank person, and, he is sure to know that. I too feel that an ideal situation is where the couple's individual needs are taken into account and certain money kept aside for their expenditure and the rest pooled in , so that it is spent on the family needs like buying stuff, savings etc...
@cbeee3 (2061)
• India
18 Jul 09
Glad we agree!
@dephie77 (106)
• Australia
17 Jul 09
they should be together in earning and using. As they already become a family. :)
1 person likes this
• Indonesia
17 Jul 09
Sometimes..i thought selfishly too.. I have been tired to do my work..and i need my income just for my own... But something different now..like delphie said. We should be together in earning and using..cause we've already become a family.. But its up to each individual..if husband doesnt matter wife keep her income for her own...it's not big deal...
@kiran8 (15348)
• Mangalore, India
18 Jul 09
The problem comes when the wife wants to keep part of her income or most of her income to herself, so that she can take care of her personal needs without having to go to her husband every time she wants spending money ....Thanks a lot for your repliies dephie,shimanaja..
@youless (112123)
• Guangzhou, China
17 Jul 09
We have a joke here. My husband's money is mine, and my money is mine, too. To be serious, I think since they get married. So I don't think the money shall be divided into two parts. As both of them are couples, their income shall be also get together in my opinion. At my home, my husband and I also go to work. My husband gives me all his income because I think I am good at handle it. I am responsible to save and pay the bills. Sometimes I will do some investment. My husband can withdraw money from the card whenever he needs it. Besides, he also has a credit card, and he can buy anything he likes. So even if he doesn't deal with money, but he can still use it when he needs. I love China
@kiran8 (15348)
• Mangalore, India
18 Jul 09
Hi youless, thanks a lot for your response I think your husband is very wise in that he trusts you completely with his income and you are managing things . There is respect and regard which makes a wife happy and secure, but not many husbands are like that...
@kiran8 (15348)
• Mangalore, India
18 Jul 09
Hi, I too love China and one of my dream is to visit China and The Great wall
@Sreekala (34312)
• India
18 Jul 09
Hi Kiran, If she thinks that she is doing job for her family how can she be a responsible wife or mother. The wife is supposed to look after her family well and of course husband should be there to support her physically and emotionally else it is natural to think in that way by a wife. Generally there is a belief that husband is the bread winner and wife is meant for doing house hold works. In case wife is also going for work that means she is taking extra responsibilities for her family. Definitely she needs the support from her husband to running the family well. If she is not getting the support then she may thinks like this way. So we can’t blame her. In my opinion both are working for the family and both have equal responsibilities. If there is a difference of opinion means there are internal problems in the family consequently the wife feels insecurity or some other problems.
@kiran8 (15348)
• Mangalore, India
19 Jul 09
Hi Sreekala, thanks a lot for your views You are very balanced in your view. What you say is absolutely right. When the wife is working and also taking the entire responsibility of the house on herself singlehandedly except for the monetary support given by the husband, there is bound to be some expectations from her. I think thats what prompted my friend to say that meaning that she should at least have the money she earns, so that she feels secure to a certain extent ..
@yugasini (12836)
• Anantapur, India
19 Jul 09
hi kiran, you are right and your friend is 100 percent right,she has every right to say like that,some people are like that,they have to left the things time will solve the problem in future convey my best wishes to your friend also and have a nice day
@yugasini (12836)
• Anantapur, India
19 Jul 09
hi kiran, thanks for the response to my comment.. have a nice day
@kiran8 (15348)
• Mangalore, India
22 Jul 09
Most welcome Yugasini, have a great day and happy mylotting
@kiran8 (15348)
• Mangalore, India
19 Jul 09
Hi yugasini, I too think that she is right in what she said, but her saying that in front of me was not right. It is not right to make such things public..But she is right in expecting to keep her earnings to herself...
@kaguvkov (1305)
• Davao, Philippines
23 Jul 09
I think on my part, I will do that to my wife. I will give her all her income since she is having all the job needed to be fixed at home and my own earnings will be spend for our family and her earnings will be her. But, that would only happen if my income are more and the family expenses is just so little. AS of now, we are living in the same house we rented but we are not yet married but I do all the expenses and she saves all her earnings. I just don't know were those earning from her own effort will go but I shoulder all the expenses at this moment because it was just a small expenses yet.
@kiran8 (15348)
• Mangalore, India
24 Jul 09
Hi kaguvkov, You seem like an understanding person.It is nice that you let your fiancee keep her earnings to herself whereas you take care of all the expenditure - I personally feel that every marriage and circumstances are different and one has to see in that context- thanks a lot for your response , have a great day
@mces0925 (195)
• Philippines
17 Jul 09
Well, for me my husband is the bread winner, I am a typical housewife my earnings is small compared to him. He is in charge to pay all bills because he is the one who work. He gave me his salary and budget it for the whole month. For me to save for our future. I motivate myself to work online so I could help him to buy food for our daily needs and buy some stuff like clothes for him and for our son. I shared whatever earnings I have. And save some amount of his salary. That is why he don't forced me to go back to an eight hour job. He wants me to work at home and do some part time job online. If I earned more money I want a 50/50 share expenses. 50% from his salary and 50% from me. It's a fulfillment for me to work and share my earnings. Happy mylotting!
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@kiran8 (15348)
• Mangalore, India
18 Jul 09
Hi mces, nice thoughts there .If there s such a great understanding between the couple then there is nothing like it. But unfortunately people are different and they have different temperaments and tastes . Thats where all the problems come- have a great weekend and happy mylotting
@benny128 (3615)
17 Jul 09
if I was married and my wife said that I would give up work so that we would have to use her wage. When you are married you are no longer individuals you make the commitment to fuse 2 lives and you become a team (family). Everything should be shared. As her husband could turn round and say well if your keeping your wage I am keeping mine.
1 person likes this
@kiran8 (15348)
• Mangalore, India
18 Jul 09
Hi benny, it is really nice to know a man's point of view. I would very much agree with you. I and my friend have a lot of arguments about the issue and I am quite critical of her action. But at the same time, there is some frustration in her which has led to such a situation...Thanks a lot and have a great weekend
• Philippines
17 Jul 09
i think it would be a better idea if both couples are working and earning so that they won't have much argue about money.
1 person likes this
@kiran8 (15348)
• Mangalore, India
18 Jul 09
Here they are both working and that's what has created the problem...
• United States
17 Jul 09
This is a good question and I'm pretty sure some may agree or not to my opinion but let just focus on your friend's issue, clearly the husband is not happy in the situation otherwise they wont have disagreements. Yes, they both work and according to her she does more to his husband and she get pays less that's why she feels she's entitle to keep her own salary and use his husband income to pay all the bills. In my view, this is not a healthy relationship and could create a serious damage in their marriage if she doens't address the issue. She agree to be with him, or if they're married to be has one. And this includes certain responsibilities like household matters, cooking, and all the chores she had mentioned. If she feels she is burden to some responsibilities, she should discuss this to his husband and share responsilities. I know its easy to say this, because I'm not in her shoes but you're friend have to realize what if the husband got tired of it and just decided to leave/divorce her, she will still do the same chores, cleaning, dropping off the kids to school and etc...yes the husband will still provide for the kid untill they reach 18 and she doesn't need to depend herself to him on why she needs to keep her money however she will end up using her own money personal and kids expenses.
1 person likes this
@kiran8 (15348)
• Mangalore, India
18 Jul 09
Hi itsmylife, you have highlighted many practical points that need to be taken into account. I agree with most of what you say. In a marriage it is automatically presumed that the husband has the upper hand where money is concerned and the wife takes care of the household work and maintenance. Most of the time it works well, but, if the expectations are different then there is bound to be a clash.Especially if you know of other men in similar situations who contribute more towards the house work etc; one tends to have the same expectations at ones home too. In this case, the husband is never there to take any responsibilities , he does spend on the house and thats it...
@KrauseHome (36448)
• United States
20 Jul 09
Well, when it comes to a marriage and income, it is supposed to be a 50/50 split and everything shared down the middle. It is usual when both work a lot of times that the husband does make the most as my husband makes more than I do as well. The way we do it, is he pays most of the main bills, and then I am in charge of the Groceries and some of the other additional needs as well. If we are short in other areas I help there as well. The only thing that is totally mine that I never have to share is the Income I earn from some of the Business ventures I do, or from the earnings I earn online like in my paypal account from this site, etc. Then my husband feels this is for me to do whatever I want with as it is extra $$ I would have never had otherwise a lot of times as well.
@kiran8 (15348)
• Mangalore, India
22 Jul 09
Hi KrauseHome, thanks a lot for your response. When there is understanding there is no problem at all, as it seems from your own case. But there are some marriages where the man is superior and no matter what things cannot change, and, as long as the woman is dependent on him and is home bound things are fine, he might even give her some little pocket money now and then to do what she wants. But the day she decides o be financially independent, he is unable to take it...
@carolscash (9492)
• United States
22 Jul 09
I can understand what she is doing. I tell my husband this same thing all of the time, but he knows that I am teasing. I do keep some of my money to do things that I want to do,but I do my fair share of paying bills too. I earn from a part time job and I still do all of the housework and stuff. I can sympathize with her over that as it is tough! She needs to explain to her husband that she needs part of her money and what it is going for.
@kiran8 (15348)
• Mangalore, India
24 Jul 09
Hi carolscash, I think it is only a person in a similar situation , who is able to understand . Yes , i agree that there is need for communication, but, many a times husbands do not want to give in to any suggestions made by wives, simply because of ego hassles, is the same with my friend...So she is asserting herself now, what she is doing is right or wrong is difficult to say...Thanks a lot for your response and have a great day
@France7 (385)
• Philippines
19 Jul 09
Hello there friend. In my opinion, once couples enter into marriage, everything should be shared by both, and this has to be cleared up in the early stage of own, marriage. It is best for them to sit down, agree and pray as to how they will regard money as such and how they will use it wisely. Without proper communication about the use of money, this can result to frictions among couples, saying that one's earning should just be spent by each individual or vice versa or this situation you have said. Thus, as money is a gift for couples, it should be meant for sharing. God bless!^^
@kiran8 (15348)
• Mangalore, India
22 Jul 09
Hi France, thanks a lot for your response . I agree when you say that the couple should have no difference where sharing is concerned, but thee are certain marriages where money rules can never be changed, where the man is always the superior, so what does it lead to ? Unhappiness and assertiveness on the part of the woman ..
@crainex (22)
• Indonesia
18 Jul 09
i think it right if the husband hold the responsibility for the family need i think your income maybe you can save it for urgent need sometime or you can spend it
@kiran8 (15348)
• Mangalore, India
19 Jul 09
Hi crainex, thanks a lot for your response...I agree with what you say, and, I am sure that every wife likes to contribute when there is need...
• Indonesia
18 Jul 09
yes, i agree if it to be together in earning and use.. because for a couple : mine is yours and yours is mine...
@kiran8 (15348)
• Mangalore, India
19 Jul 09
Hi nikola, thanks for your response, it is an ideal situation in any marriage when everything gets shared with mutual consent...
@seanbryan (349)
• United Arab Emirates
4 Aug 09
Hi Kiran! I agree with your friend of keeping the husband's income in her care as she is the one making the budget for the family. However, it is not proper keeping her salary only for her needs. In our case, my husband earns a lot more than what i'm earning (7 times of my earnings) and he never give me a penny for my needs but he takes care of all the expenses at home while I am doing the household chores alone. He made it a point that whatever money left with him is not my concern anymore and so be it! Anyway I'm earning enough for myself and for an investment that I think would be a fallback for our future. Though I'm hurting because I know that he is spending his money unwisely while I am trying to save for our future I can't do anything. Otherwise, I can just step out of the house and live my life alone. But for the sake of saving our marriage i choose to stay with him. Isn't it a pitiful situation? By the we are married for over 5 years and we are expecting a baby in two months time. Yes i'm serious, your friend is lucky to have a husband like him, at least she's having control of his income and make sure that the it will be spent for the family needs and for their future as well. As for the household chores it is more of a responsibility of the wife to the family and if I am in her shoes I would be willing to do more than that...LOL....Good Day!
@kiran8 (15348)
• Mangalore, India
5 Aug 09
Hi seanbryan,Thanks a lot for your views. I am extremely sorry to hear about your own situation, life is so very unfair at times . But I like the way you are handling things and your all round positive approach to it.All the best to you. In my friends case there is no control over husband's income. He looks after the household expenditure and thats it. She is hardly given any spending money , and, thats why she has taken up the job...