Refusing to break the rules even though it's completely normal.

@thea09 (18305)
Greece
September 23, 2009 2:39am CST
Due to certain complexities and horrendous paperwork over here in Greece we find most professions willing to break the rules. Doctors, greatly disliking all the paperwork laid upon them are more than happy, even encourage, patients with the wrong sort of insurance, to use someone elses book to save money on prescriptions. Everyone turns a blind eye to this and no one disputes Mrs A using Mr C's IKA insurance book for this purpose. I'm sorted on this one and would only use a friends book if lying there too sick to get my own card out. The saving by the way is 75% . Everyone does it, it is completely normal. Slightly different rule for the dentist though who one pays in full first and then claims back, so all I wanted was my name left blank on my (very expensive)receipt so a friend could then insert their name to claim my money back. Not a hope, refused completely, dentist proclaiming he'd be imprisoned. I wasn't asking him to add someone elses name just leave it blank. So in a country which delights in breaking every rule how come I end up with an honest dentist? It can't be claimed as unethical when the whole system encourages it from both ends.
2 people like this
8 responses
@ZephyrSun (7381)
• United States
23 Sep 09
Oh, how rude It's funny that your country is like that. It happens here in the US but, not that widely. But, we normally have cases of doctors charging insurance companies for things they didn't do.
3 people like this
@ZephyrSun (7381)
• United States
23 Sep 09
Oh, does your country not have a national health care system?
2 people like this
@thea09 (18305)
• Greece
23 Sep 09
It's a bit confusing to explain without writing a small book, some is private to be paid for, some is free with a card. Our local clinic is completely free and excellent as usually seen immediately, but it's trainee doctors so anything more than the run of the mill they send you up to emergency at the hospital one and a half hours away where the emergency is also free, but after that it all gets a bit complicated, but there are ways round it when one smiles a lot.
@jb78000 (15139)
23 Sep 09
were you very bad in a previous life?
2 people like this
@thea09 (18305)
• Greece
23 Sep 09
jb, this is an irrelevant and pointless response and I expected better of you on the subject of uncorruptable dentists. Just thought, maybe he was waiting for a bribe?
@thea09 (18305)
• Greece
23 Sep 09
I haven't had a previous life, I didn't use to be anyone else, I think all that kind of thing is total twaddle. So who were you?
1 person likes this
@jb78000 (15139)
23 Sep 09
no it's not. you asked why you ended up with the only honest dentist in greece and i gave you a possible answer.
1 person likes this
• United States
24 Sep 09
i'm sure it happens here,i've known people to use other people's insurance in general and get away with it.they don't even check the photo ID's in private practice.the doc's would get their licences pulled at the least if they were caught doing that. they're kind of funny about individual billing here,they seem to like mountains of paperwork..evem tho they seem to misfile it half the time
2 people like this
• United States
30 Sep 09
some of the local docs around here are like that.some offices are actually hiring in the paper for scanning servies-otherwise they'd never have it all computerized.
@thea09 (18305)
• Greece
24 Sep 09
Hi scarlet_woman, so the doctors there would do it just because they don't want to deal with the paperwork, but not as normal expected practice like here. The paperwork system here is horrendous and for claims back on the general state medical insurance, you won't believe this, they are not even computerised. They literally thumb through stacks of files which aren't even in alphabetical order, can you imagine the queue in that place. At every separate desk on the three floors needed to get the refund stamped. Total nightmare.
2 people like this
@pergammano (7682)
• Canada
23 Sep 09
Truly do not know how to answer this one, dear thea, as I am unsure as to why another's name is beneficial to use. Is it because your insurance is capped, and you may need to use it again, and the other person feels confident, they will not have to use their insurance. Truly, I do not understand the reason for using another's name...unless you are only allowed "x amount of dollars" per year? And their is an indication you will need more treatments! Possibly, your Dentist, had already gone thru some sort of investigation, and is "head shy!" Have a great day..and Cheers!
1 person likes this
• Canada
24 Sep 09
Now that you have colored in the picture, and connected the dotted lines, I understand. Sorry, for being such a dummy...and sorry your Dentist won't play the game! Cheers!
@thea09 (18305)
• Greece
23 Sep 09
Hello Shirley, it's really a case of my card covers doctors and things, but not the dentist, but some friends have cover which would cover them at the dentist and offered their services so I would be able to get a 75% refund. My dentist made the lame excuse that an inspector may check his reciepts and then follow up to ensure the crown I had was in the mouth of the person on the reciept, which really didn't wash with me, as no inspector is going to come along and demand I let him investigate my teeth.
@Opal26 (17679)
• United States
24 Sep 09
Hey thea! Wow! That's interesting! You sure couldn't get that done here in the US! Doctors may not be on the up and up, but whatever things they do usually are done without the patients knowledge! The wouldn't do anything in front of the patient like that! If the are doing stuff that is in the slightest bit shady we sure aren't award of it! I know that my doctor wouldn't dare do anything that might get him into trouble! The laws are pretty strict here and most doctors I know don't even try to mess around! Although, we do know that there are still plenty who do try to get away with "murder"! I guess if you watch tv and the see the headlines you will know what I mean!
1 person likes this
@sunny68 (1327)
• India
23 Sep 09
so...you are not a stranger to some of the wise ways of 'benefits'. this reminds me of my first ever request made to yourself......okay i won't repeat that. there is no logical way to explain this but it happens many times. to give a simple example - a professional thief doesn't get caught easily but if an honest man tries to steal, the first time itself he gets caught. it might be difficult to explain: why?..but it certainly happens. i guess this is the first time you were trying such a thing...hence the outcome. you should have taken a more experienced person along with yourself to do the 'dealings'. btw - how's your tooth...got your new one?
2 people like this
@thea09 (18305)
• Greece
23 Sep 09
Hi Sunny, several points here to address: Firstly, and I sob loudly over this one, what was your very first request to myself, I remember making two to your good self, one of which you eventually obliged with with your new avatar. I am now intrigued. Re the first time I tried it was indeed the first time with the dentist, but I've employed this method with the medics when they asked me to. And not for any personal gain for themselves I might add. I'm now wondering if my failure to offer a bribe was my downfall but they don't usually approach foreign people regarding this issue. And if I go back and offer a bribe to get a new receipt to give to my friend I may unwittingly insult the dentist if he does not partake in the bribe system and then the only one who will suffer will be me next time I'm in the chair. Tooth all sorted by the way, thanks for asking, free from the dentist for one year.
@sunny68 (1327)
• India
23 Sep 09
as for my first request, its best forgotten,,. second dealing with such issues need not necessarily mean bribing. there is also a way of talking your way through it. let me guess...you talked about it bluntly on his face..that might have caught him off-guard and must have taken a split-second decision (it may be a common practice but everyone wants to play safe). ideally you should have started with saying how expensive everything has become and it is becoming difficult to manage expenses..then you ask him if there are any possible alternatives to save some money. and then only you can suggest any of your own option. that too indirectly. like 'i have heard that people use friends names on bills to save money...do you think that is possible?' (include as many 'please' as you can). you have to judge his response to determine whether he is willing or not. if he gives a positive response then only you can suggest to leave the space blank as you are not sure whose name you can include. most doctors are sympathetic in nature and would generally help you with options available. but then they need to be sure that they will not get into any legal issues. btw - glad to hear about your tooth....now...where's your smile.....
2 people like this
@thea09 (18305)
• Greece
23 Sep 09
Smiling. You could be right indeed Sunny and I may well have a word with my friend the deputy mayor as he lives in the same village as the dentist and is known to get things done. Maybe it was the reluctance as I'm not Greek, but the dentist knows me well as I'm the only person in the history of his practice who asked him for an innoculation before he started (my Greek wasn't as good then.)
@SomeCowgirl (32189)
• United States
24 Sep 09
I think here in the USA doctors are more dishonest in other areas. They want to squeeze as much money out of you as they can so a simple call to the doctor to tell them YOU KNOW you have a sinus infection, or bowel problems, won't cut it with them. You have to go in and see them, a waste of time, gas money, and money for co-pay / prescription co-pay. I don't think that they would let you use a discount card for prescriptions or what have you here that is not your own. I think that has to do more with the pharmacist though!
@akuler (3531)
• Malaysia
24 Sep 09
Hi kyria thea, Here we have a hospitals provide by government and private. If you can't afford to pay a high medical bills just go to the government hospitals. Usually they only charge RM1 (USD1=RM3.5) for registration. The only problem is there are a lot of people in queue. The government always full of crowd. You don't have to have an insurance card to be treat there. But if you have an insurance card(medical card) it is better to go to the private hospitals/clinics/dentists because there are less crowd and there treatment a lot nicer there.
@thea09 (18305)
• Greece
24 Sep 09
Hi Akuler, well it's good the hear that everyone gets seen one way or the other. Locally we have an excellent free clinic where there are never any queues but it is the cost of the prescriptions which is so expensive and why we need the cards. Sometimes antiobiotics here can cost around $80 US but with the card we only need pay $20 which is still expensive.
1 person likes this