Are you spending more than what you are earning?

hi greenline, thanks for the response,saving it is also an art,everybody must save money and gold for future needs,nothing will be given by your relatives or freinds,you have to get your own money,have a nice day

hi mybeatrice, thanks for the response,first time i am hearing about the "red bag",here this type of thing is there in previous days,now it is diminishing most of the persons attending marriages offer some money or gift to the couple,but they give separately for girl and boy,boy's friends and relatives will give to boy and girl's friends and relatives will give to girl,have a nice day

You have a point, thank you.

hi sophie, thanks for the response,where ever possible you try to save and curtail the expenses,by that you can save something,no body will pay you,if you are in doldrums no body will help you,so spend wisely and save money,have a nice day

that's a very good idea, especially with big cash!! thanks.

hi eseomame, thanks for the response,you invest in such a thing that cannot be withdrawn at least for 5 years(locked period),so that you may not have chance to with the draw the same,that will be your savings,have a nice day

hi karen madam, thanks for the response,you intelligent than me so i hope on you that you spend wisely and but about the income i could tell how much you are earning,that is according to the fate earning can be done,have a nice day

hi moneymakingtoday, thanks for the response,i is great that you are living what you are earning is nearly same,you seems to be a budget person in spending ,keep it up,you can also save some thing,that will help you in rainy days,have a nice day

I forgot to add - if u dont spend on urself something - u will be trying to control a younger person spending on some enjoyment at a future date considering it as waste! And that will start some resentment. My way of thinking, enjoy while u can, while ur bones let u climb those flights, so that when others are enjoying the monies u earned for them, u r not resenting it. Of course, as u pointed out, do it in moderation, with consideration for ur old age and children's future. There is a line between being a miser, and being normal. :) I believe if u r not happy, u cant really make another person happy, because u dont know what it is in the first place. So know what it is as well. :) Here is to wishing u happiness, and comfortable old age. :)

hi ajayrocks, thanks for the response,i have seen ups and downs in the life,several times in all these years,it is better to save some funds for the rainy day,any how you have decided to save something,have a nice day