Are you stretching your Dollars and how?

We are cooking at home more, and that is one thing. Avoiding going places that make us want to spend money for no reason. We do not pay for services we do not need, like Cable TV and we pay our bills on time to avoid late fees. I think that is about all we can do, right now.

We stretch every dollar we can. We keep track of everything, or I should day I do. We go grocery/household shopping twice a month, and i make out a monthly menu and buy only what I need to make what we have on the menu. I cook extra on certian days for later use in the week. When we go shopping for clothes or anything else we go to thrift stores, goodwill, yard sales and such before going to the stores to buy what we need, and once we get to the stores, we hit all the clearance racks first. I buy off season. Fall/Winter stuff in spring and summer and Spring/Summer and Fall and Winter. It saves alot. For fun things to do, we go check out local free museums, and such. Check out your community for stuff that you may be able to attend. We don't eat out, but about once a month and when we do... we use coupons. Snacks for our kids and stuff... we make. It's little extra work to make brownies, or cookies but it saves alot of money when you start to buy the pre-packaged snacks. Hope that helps you some on what you can do to help cut costs. Other ways are, making sure you turn off your lights when you leave home, unplugging things that aren't in use, like your coffee pot, cell phone chargers. Small things like that can make a huge difference in your electric bill.

we have been saving money and have lived frugally before it was cool or a necessary thing to do. we visit the library once a week plus we also shop at thrift stores. there are lots of ideas on how to save money. you have a good idea because maybe it will save you some $$ which is always a good thing!!

Yes I always strech my money. Never I spend without cross checking the amount that has to be spent since I hail from a medium or middle class family where every penny counts and I cannot spend just like that since it would affect my entire family. Moreover, I never go for any online payments since I have the fear that the amount may get deducted and I may loose sight of the account that is being spent. Even today I dont have a credit card.