Are you required to have car insurance?

what state is that?

Where do you live? We've been required to have insurance for as long as I can remember.. and I've been driving for well over 10 years! It's not cheap either! For us, if you're leasing or financing a vehicle you have to have 100% coverage, which costs a lot. But we own our vehicles outright, so we go with the state minimum coverage. We're paying about $100 a month for 2 vehicles.

Every state I have lived in has required car insurance. Liability only if the car has no loans or liens. Comprehensive if you still owe on it, or you have used it as collateral for a loan.

It is good to have car insurance than waiting for a state policy, it is good to have policy which covers your vehicle and driver safety considered by which on any mishap if occurs the driver and vehicle is secured through policy

I thought it was mandatory in all states! I remember a long time ago when it wasn't but I never went without it anyway. I knew I couldn't pay for someone's damages if it was my fault and I certainly couldn't afford hospital bills. If you choose to own a car, you should have to insure it. If you don't want the insurance you can always find alternate transportation.

Our state does not require that you have insurance; but if you choose not to have insurance you pay an exorbanant fee when you register your car and renew your tags. The problem is that often people lie about having insurance so they do not have to pay this fee. I guess they figure if they get caught then they will pay the fines but otherwise they just get away with it. I think that there should be some minimum standard of insurance even if it is through the state for those that can not afford regular insurance.

Its very important the state guidelines asks or not its better you have the insurance for your vehicle and yourself. There may be a situation where the person is a age where he requires the insurance or understands the requirement of insurance but he doesnt get one as he has crossed the age?

oh, yeah, Texas has had that system for some time now

i don't drive but i know our state has it now-because my brother had to get it. i think he just has collision coverage if he hit someone else tho.

Yes ma'am. As far as I know, in Minnesota (of the US) we are required to insure ANY car that we're driving. We can opt not to have insurance on a car..But then we better not get caught driving it!

I have lived in Fl and KY all of my life and both of those states require at least liability insurance. I do believe insurance should be mandatory, but at the same time I believe insurance should be made where we can all afford it. Sometimes $100 a month car insurance means you either drive and don't eat, or eat and don't drive.

Yes we are required to have insurance here now they made this law to where if you are driving here without it they will tow your car.

I didn't know that wasn't the law everywhere. I know that, here, when you go to get the title to a car switched into your name you have to have proof of insurance already otherwise they won't even let you put the title in your name let alone give you plates or registration or anything for the vehicle. So without car insurance you can't own or drive a car, essentially.

Here in the UK where I am we all have to pay insurance for our cars by law... I cannot speak as to other countries, but here is it required by law, and if you do not have any, you will indeed get into trouble with the police/law and be prosecuted.