Do you wait and save? Or burrow and buy it right away?

Hello Jacob. After reading the replies written before me I tend to agree with them. We have become so impatient to get what we want. we want what we want and we want it right now. I hate owing money to any one. So unless your present computer is giving you trouble or a really great deal that won't be around for long save up for the lap top. You will be much happier in the long run.

It depends on the condition of the laptop you have right now actually. If its a pretty old one and hangs up now and then (just like my old lappy) you better get a new one. Burrowing money is not actually an issue over here but make sure that you will return it on time. And laptop is like a big asset so do not make any compromise with config for you to regret later on it. Happy mylotting!

Hi, you mean you have not yet got enough money for your laptop? Well, if i were you, i won't choose borrow. Try to live more economically and you will shorten the time of waiting. You know, borrowing is really a big habit. We can buy a house or car with instalment plans, but we should try to refrain from borrowing when we buy some small items. Because it is really a bad habit. So my advice is: if you are not desperately need the laptop right now, then you'd better wait; if you really need it for your job or life, then borrow money to buy it. But any time you need borrow, try to think twice.

Well, I think it is entirely up to you. If you need the laptop right away and you have someone to borrow money from, then I think there is no problem with such for as long as you can pay. But if you do not need the laptop right away, then I guess it would be better to save money and from there buy the laptop. Besides, if you wait a little longer, there is a chance that the price will go down. I believe that you are familiar that almost every month prices of this kind of products tends to go down considering that new designs come out from now and then.

It is probably better if you wait and save. Then you won't have to worry about paying anything back, or anything like that. I think that, for purchases like a computer, it is better to wait and save.

i wait and save. at least i got a better hold of my earnings.

Definitely wait and save. I hate borrowing money because that money needs to be paid back, and im very forgetful. It also doesnt look very good if you keep borrowing - whether you pay back the person or not. It just makes you look like you're not good with money. I suggest you wait and save, you never know - a better / cheaper laptop might crop up in the mean time. Or you might change your mind.

I would prefer to wait and save up the money first and that is usually how I do it when I want to buy something expensive. When I save up the money first I don't have to worry about returning the money, and I prefer to it that way. On the other hand it depends on the situation and it depends if I really need the thing that I want to buy. I would consider borrowing money for things like a computer that I really need for my work or for my studies. If it will be very difficult to manage without a new computer I might borrow the money, but I would try to avoid that situation if I can.

If you can wait then wait and save to but it. Burrowing money may make additional expenses if there will be interest. Paying cash is more of a saving than having it paid with your credit card. But if you want it soon,and borrowing will not result to paying interest,then have it with borrowed cash!

well, for me, i would save money first and buy if i have it. But if you are eager to buy a new laptop and can afford to pay the amount you will borrow, there is no harm on borrowing one. As long as you can repay the person.

It is better to wait and save. You can make yourself more responsible by saving first. If you want a laptop, you would work hard for it. Borrowing another might make others think that you are dependent. I am telling you that having something you really want by working hard for it is a very unforgettable thing that will happen in your life. I could become a milestone of your success.

There are alot of credit card that gives you a 0% interest free if you purchase anything that is expensive. I don't know if it applies in your country, but it does in my country. It is advisable to save your money first. Borrowing money would become a habit later on.