Do you have friends who can lend you money?

China
February 10, 2011 4:56am CST
I'm the type of person who's independent. I don't have any friends who can lend me money. Before I got married,I borrowed 30 yuan(RMB) from one of my best friends.The very next afternoon,his wife dropped in on me on her way to the market and asked for the lent money!I was a little unhappy but I gave back that money without hesitation. Ever since then I've never borrowed any money from my friends even my relatives.If I couldn't get money to buy something that I want,I would just as soon go without it.How about you?
7 people like this
39 responses
@daeckardt (6237)
• United States
10 Feb 11
Hi oldsix, I know what you mean. I try to avoid borrowing money most of the time. I have often wanted to get something and had to wait for money to come in. I was often fortunate enough to be a student getting student loans so I had some money, but at other times I would be working two jobs and still not have any extra money to get things that I wanted. I have a common problem in America. People here need instant gratification. I want what I want when I want it. I can usually overcome this problem, but there are times when I can't. Thanks for sharing!
1 person likes this
• China
10 Feb 11
I never follow the world trend to buy many newly producted things,and I don't have the habit to loan sums of money for enjoyment.So I seldom borrow money from others.Have a good day,my friend!
• United States
10 Feb 11
no, i normally ask my mother if she could lend me some money If I needed it. I hate to even ask her anyways if i did need it.
1 person likes this
• China
10 Feb 11
Yes,we can earn money by ourselves,borrowing money from others isn't a good habit.
1 person likes this
@skysuccess (8858)
• Singapore
12 Feb 11
Oldsix691418, I have to say that your friend's wife is way overboard here to actually turn up the next afternoon to collect a 30 yuan(RMB) debt. I am sorry but I do not ever even want my wife to do that. Anyway, that besides the point and even if I am to understand the conservative close mindedness of your country I still believe that paying a debt is justifiable. In all my experience I have friends all over the world that I can depend on at odd situations who would not mind lending a hand or rather money. Because, you can never know when such situation can happen to either of us. Like in China, I have had my fair share of encounters with pickpockets, petty thefts and on one occasion robbed, leaving me without personal identifications and bank cards. The hotel had no problem as my bank assured them that my credit card could be replaced and reinstated and my colleague lent me a 1000 yuan(RMB) to get by, which was returned before I left to return home. I believe in borrowing and lending at difficult situations - I do not profess that I am rich enough to do philanthropy but I will be vain if I cannot help a brother/sister in times of need.
• Singapore
12 Feb 11
Oldsix691418, That is why I said that your friend's wife is way overboard, out of context and most of all inappropriate. A debt is a debt but I am sure there's a due date for it to be repaid. For her to show up like that is just wrong in character and principle. I am on your side here and your friend really need to dress his wife on this issue. You are not a lame or crooked person and you've already suffered enough humility to ask for money. It was only 30 yuan(RMB) for crying out loud and I am really scared what it might have been showing up at your door if you add another 2 zeroes behind the amount. I hope that the friendship between your friend is still intact and not been affected. Have a nice day and compliments of the season.
• China
12 Feb 11
I know that paying back money is justifiable,but she's my home to get it in such a hurry,I could not stand it.Yes,we must borrow or lend at difficult situations,that will never do harm to the friendship.
@agrim94 (3805)
• India
10 Feb 11
Hi old six, I am still a student and dont earn yet and live away from home so sometimes i might be in dire need of money and have no money so all i have to do is call a friend who would lend me money. Though i have never took hugh loans but yes he has never asked me when i would repay or anything nor he has told anyone i took loans from him. So i think we are ok in that dept. What happened with you certainly did leave bad taste in mouth.
@agrim94 (3805)
• India
10 Feb 11
From second pay cheque yes but first one is going to my mom 100% as a mark of respect and gratitude for what ever she has done for me.
@agrim94 (3805)
• India
11 Feb 11
Thanks oldsix but i am a boy.
• China
11 Feb 11
Your friend is so helpful and friendly,you're a lucky girl!One good turn deserves another,she will get lots of admiration from the people around.
@RobtheRock (2433)
• United States
10 Feb 11
I try not to borrow money. But in the past I've borrowed from friends and relatives to help me with neccessities like rent and storage for my personal items. I have a lot of valuable things in storage and I fight to keep them so that I can hand them down or sell them. But when I can, I also lend money to friends and relatives. Sometimes, when I can afford it, I will help friends and relatives if they need money for rent or other things. I do this because I remember my bad experiences. I also do it because my grandmother (who raised me as a child) also used to give and lend money to people.
• China
10 Feb 11
Wow,your grandmother was kind and helpful,so are you!Yes,if I can afford it,I will lend some money to my friends,but sometimes there's really trouble that the borrower puts off returning money so late that they have to break up their friendship.
• United States
10 Feb 11
Thanks. It's sad that friendships break up like that, especially in these bad times. Fortunately, I have friends who are still my friends. I still owe people money but I still have faith that my fortunes will get better and I will pay them back. I think they know that I would. So if they need help in anything else (moving, math tutoring, etc.) I will help. As I said earlier, I have valuable things in storage such as a book autographed by Muhammad Ali. Sometimes I am tempted to sell it and other things I have. But I know that the longer I hold on to the book, the more of worth it will be.
• China
10 Feb 11
Maybe many of your friends are interested in your valuable things or others,but it's important for you and your friends to cherish the friendship.Good luck to you!
• China
11 Feb 11
I am a faceloving person. I can't borrow money from anybody.But my parents always think I am poor,I need money. They gave me money,and if I refuse,they will be angry.I hate this.But I can't change them.They are Chinese parents,who are always overprotected. The only way is I can be richer than them one day. God bless me.
@sid556 (30960)
• United States
11 Feb 11
Yep, I would say so.
• China
11 Feb 11
Hi,my Chinese compatriot!I can see you are so lucky,your parents can give you money if you need it.But you have a great piety to your parents,you prefer earning money by yourself to getting money from them,that's great!Good luck to you.
1 person likes this
@sid556 (30960)
• United States
11 Feb 11
oops..meant to comment above under my own. Sorry guys!
• Italy
12 Feb 11
I Have good friend around me and i never trap in a situation that i need to lend money until now but my friends often lend money from me and i never refuse to them. They also git it back to me in due course of time. I think we should try not to lend money from anyone, time can be passed by hook or crook but if you lend money there could be some problems in your relations (as you have mentioned.
• China
12 Feb 11
Both borrowing and lending can bring you trouble,you'd better make yourself capable,is that right?
@bagumbayan (2705)
• Philippines
12 Feb 11
Yes, I do have friends who lend me money and at times I am also lending money to friends and other individuals needing money. Not that big but for some emergency purposes. If they dont pay its okay with me maybe they still dont have the money. That friend of yours is not a friend in this kind of world. But if you have some and some asked for it lend it. If they dont pay next time they borrow dont give.
• China
12 Feb 11
It's not easy to be a lender,it's not easy,either to be a borrower.It's the best to depend on yourself!
• United States
30 Apr 11
Sometimes couples watch over each other's expenses like that but I don't think that she was right to ask you for the money if she wasn't the one who lent it. For me, I have a few best friends whom I know I can trust to let me borrow money. Last quarter, I was struggling to make tuition payments and my friend lend me 100 dollars so that I could buy my textbooks. I was really grateful and I paid her back every cent. Trust is very important in friendship and I wouldn't lose a friend over money.
• China
5 May 11
Hehe,I believed I could ask him for help,but maybe he never trusted me so that such a thing happened.
@sharra1 (6340)
• Australia
12 Feb 11
I do not like borrowing money either but I have never had friends I could borrow from. I borrowed from a bank, twice, once to buy a car and once to get my house roof fixed. I go without a lot of things but for most people they have to take out a loan to buy a house or car as it can take years to save up for them. I live in rural Australia and it is almost impossible to go anywhere without a car. Some small towns have very limited bus services but most have nothing. In the case of my roof, if I had not borrowed to fix it then the house would have flooded in the recent rains. I know it will take me a few years to pay off but it was worth it.
@sharra1 (6340)
• Australia
13 Feb 11
It is still a burden to repay bank loans and you have interest to pay which friends would probably never ask for. You are correct that there would be an extra burden borrowing from friends as you would feel seriously obligated to them. With a bank loan it is just business, there is no moral obligation, no favour.
• China
12 Feb 11
Good luck to you!You loaned from the brank to buy a car and have the roof fixed in stead of borrowing from your friends,that's a smart choice.That helps you to avoid the burden of both returning the money and giving back the favour,right?
1 person likes this
• Philippines
3 Mar 11
I try not to borrow money from my friends. I try not to borrow money at all, from anybody, come to think of it. I just don't like the idea of owing anybody anything, especially money. When I can't afford something I don't buy it, that's all.
• China
3 Mar 11
You are one of the type of independent persons,too,I like to make friends like you.Have fun!
• Slovenia
11 Feb 11
Sadly in this day and age you'll find even your friends being a bit squeezy when it comes to lending you money. Believe it or not, but it's true. So I refrain from borrowing money as much as possible, because not only I hate it when I have it in my mind all the time that I owe them something, specially when I promise them when I'll return it to them and then all the time I kind of feel like they're always thinking about it too whenever I see each other and I really feel uncomfortable when that happens. And of course there are also people who, like in your case, will then keep asking you when will they get their money back and I really hate that, cause then if I think again, why did you borrow it in the first place if you're so worried about it? not to be mean or anything, but that's how it is. so if I really get short I'll most of the time as some good neighbour rather than a friend. I know it may feel totally strange, but with neighbours I kind of don't get that vibe as I'd with friends, this being 'when will I get my money back?'
• Slovenia
12 Feb 11
yup, I really hate it in general, this feeling of knowing you owe something to someone.
• China
12 Feb 11
Yes,borrowing money from friends may bring you unthinkable truble.So it's the best not to borrow and not to lend.
@sweet_pea (3322)
• Philippines
11 Feb 11
Yes I do have friends and relatives that lends me money. But I only choose whom to lend. And if ever I do, it is only for purchases that's needs a great capital outlay, like raising funds for a down payment of a house. We usually agree on the time-frame when I pay them back. But if it's only for buying things for our personal consumption, no I don't borrow money.
@sweet_pea (3322)
• Philippines
14 Feb 11
When you say you return the money on an agreed date, you should pay them back. You should never break their trust. Otherwise if you need any financial help from them in the future, they won't give you one because you have proven to them that you can't be trusted. It pays to have a word of honor.
• China
11 Feb 11
You are very intelligent and careful,always agree on the time-frame of returning money well in advance.That's a good way.
@raj7shot (838)
• India
10 Feb 11
Surely i am having friends which they had lend me money.I had lend 50,000 INR with my best friend once for buying bike and after 3 months i had given back.Even now also he will lend money to me...
@raj7shot (838)
• India
11 Feb 11
Thanks.. Sure your wish will come true...
• China
11 Feb 11
Really he's your best friend,and I hope the friendship will accompany you two all the life.Good luck!
11 Feb 11
I will only lend money from family and then its only if i am very in nedd of it i dont like to lend and rarely do so.
• China
12 Feb 11
You have a good habit and you are very independent,I think.Have a good day,my friend!
@zenki08 (700)
• Philippines
11 Feb 11
Yes I do have friends who lend me money. But I'm luckier than you because none of my friends ever did that to me. I only borrow money from my close friends and make sure I pay them on time.
• China
11 Feb 11
I would give back the money to my friend as soon as I can,but little did I think his wife came for it the very next day!What a friend he is!But that really helped me cultivate a good habit,I appreciate it.
@Sanitary (3968)
• Singapore
11 Feb 11
Yes, i have some good friends who are always ready to lend me money when i'm in need of it. However i don't want to be overly dependent on them as it's not good for the friendship. Friends who are willing to lend me, always know about my financial dires and they will never rush me to pay them back. While i don't feel good about doing that, i will make it a point to pay them back soon, with a little interest too. HOwever, that's only when i'm really desperate.
• China
11 Feb 11
You are so lucky having true friends like that.And I agree with you,we must ask friends for financial help only just at the time when we are really desperate.That can help us keep pure friendship.
1 person likes this
11 Feb 11
I am lucky enough to have a good group of close friends. If ever i need to borrow money then they will be happy enough to lend it to me. It is very rare that i would have to borrow money, the only real time this would happen would be if i accidently left my wallet at home. I like to pay my own way and hate to be in debt and owe people. But in another way my friends ccan help me out with the jobs they do, by the experience they have in the work they do if i need that experience then they will help me out by giving me discounted rates and so it saves me money.
• China
11 Feb 11
I hate to be in debt,too,so I won't follow the trend to loan from the bank to buy new house in the city,I'd just as soon stay in my two-floor old building,it's built in 1998.
@Zer0Stats (1147)
• India
11 Feb 11
Well I've never ever borrowed money from my friends.I just don't like it.But few of my friends occasionally borrow money from me but they return it back on second day.
• China
12 Feb 11
Yes,friends must help each other,and don't forget to keep good friendship:The borrower keeps his words to pay back the money in time.
@globaldoc (858)
• Philippines
11 Feb 11
I definitely have friends i can borrow money from. The problem there is that once we borrow money from someone, that person's respect automatically lessens. This is why i never borrow money from anyone.
• China
12 Feb 11
What you said really makes sense,so we'd better not to lend and not to borrow.