I think the bank might misunderstand
By suspenseful
@suspenseful (40192)
Canada
February 13, 2011 10:37pm CST
I wrote a check for x.xx amount and I also wrote that out in full in the section one is supposed to. Now I was very tired when I wrote it, and for some reason the period looks like a comma, not the curved one but the straight one and there were no zeroes after it, just the last two numbers representing cents. So I was wondering whether the bank would mistake it for a comma, even and assume I wrote the amount out in full wrong.
For instance if I wrote Two dollars (curvy line) and 25 over the 100 and the amount in figures was 2,25 would they mistake that for 2,250 instead?
Believe me I tried to find the information on line, but could not, so if someone is in the banking industry, ;they could tell me. I do not know if they look at the whole check or just the numbers.
1 person likes this
5 responses
@fruitcakeliz (2638)
• United States
14 Feb 11
Well, the best thing to do would be to call the bank on monday and find out from them. Granted the check probably has not cleared through them yet, but they can maybe at least put a flag on that check to look at it more clearly.
I think however the banks generally look at both lines, the box where you write the numbers AND the line where you write it out in full, to compare the two of them, then if there is any discrepancy between the two, they can check into it further before processing.
Also, a lot of it will have to do with where you wrote the check to. If it was written to a business, where they run the check through a machine and it prints deposit info on the back (such as a grocery store, or most retail stores in general) when they print on the back of the check, the computer prints out exactly the amount the check was processed for on the check, so that would be some added security in your favor. as the bank would be able to look at that and see the check was made for $2.25, not $2,250
1 person likes this
@suspenseful (40192)
• Canada
14 Feb 11
I wrote it by hand. If it were written by a machine, there would be an error and it would let me know. It was for the church, and I do not have a printer that works that I can print the checks individually. I think they will look at the written line first, but what bothers me is what happens if they hire someone who does not think or automatically thinks that the #x.yy has zeroes after that I forgot to write in.
@suspenseful (40192)
• Canada
16 Feb 11
I hope it works out all right as well. The check has not cleared yet, so I will see what happens.
@fruitcakeliz (2638)
• United States
15 Feb 11
i was more over referring to when you pass the check to he cashier and they run it through their machine, the machine prints numbers on it before they put it in their drawer. But where it was written to your church, i doubt that was the case. i hope it works out for you!
1 person likes this
@GardenGerty (169489)
• United States
14 Feb 11
I am not in the banking industry, but I would think that they would not make that kind of mistake because there is not a zero afterwards. I believe that is why you write it in numbers as well as words.
@suspenseful (40192)
• Canada
14 Feb 11
I think they would call me first as I do have my number on the check. It is just that sometimes banks have to be politically correct and have to hire those where English is not their first language, and also they had a different way to see numbers. So that is the problem. It is like when we had different mail man on our street, and he got my mail mixed with the next door neighbors. Or they may have someone in the bank who cannot think.
1 person likes this
@GardenGerty (169489)
• United States
15 Feb 11
Oh I certainly hope that the employees there are smarter than that.
1 person likes this
@ElicBxn (64169)
• United States
14 Feb 11
they are supposed to read the amount, so if you wrote... two and 25 over 100 it would be 2.25 if they read that wrong, well, you didn't write two thousand, two hundred, fifty and 00 over 100. That would be the proper way to write 2,250.00.
1 person likes this
@suspenseful (40192)
• Canada
14 Feb 11
Thanks. I did not know whether the banks assumed the written amount was the one to verify or whether it was the figures. I do have my phone number on my check so they can give me a call if there is a problem. Yes and if I am home at the time. I will going out a bit more in the future.
1 person likes this
@dragon54u (31633)
• United States
14 Feb 11
When I worked a couple of days at a bank they told me that the written portion of the check was what they paid attention to.
Also, if you make a mistake you can correct it by initialing the correction.
1 person likes this
@suspenseful (40192)
• Canada
14 Feb 11
Only I found out just as I was about to deposit the check in the collection plate. And stupid me, I dd not have my pen in my purse to make the correction. The written amount was the right amount. That makes it a bit easier. It is just that I made a istake on my online account, and I did not want to make another error.
@suspenseful (40192)
• Canada
16 Feb 11
They have my number so they will probably call me. The amount written is correct,and I did hear that they look at the written part first.
