Can't take you off my joint account unless you Die?

@payout (3794)
United States
April 11, 2011 5:25pm CST
I work for PNC Bank rules are is that you can't add an joint account to your account but, once you do you can't take them off your account unless the other person dies lol.. Funny I think lol. Before people were allow if the other person comes in and says I want off lol. Now I was told by my trainer that, you can't lol. Only if you die because there were many problems in the pass with people not showing up and other person not agreeing to be taken off the account I think this is funny but yea... If you really want to add someone to your account think twice haha
2 people like this
5 responses
@suspenseful (40193)
• Canada
11 Apr 11
I would say do not put anyone on your bank account you are married or you re taking care of them and need power of attorney. That would avoid a whole lot of problems. And one cannot take the other person off the joint account unless the other person comes in and he or she has to prove what money he or she contributed to the account. Sp if one made a bad choice and put someone on her or his bank account, it is their fault.
@payout (3794)
• United States
12 Apr 11
Hey Suspenseful, Good seeing you but yeah agree.. I think everyone should give it a lot of thought before making and adding someone to there account joint or power of attorney either way both can be risky and.... Hey what can I say people get mad at each other and can take all the money out with no thought what so ever lol. And open another bank account ..
1 person likes this
@twallace (2675)
• United States
12 Apr 11
That was something that I didn't know. I don't have anyone that I have on my account but I didn't know that the bank could do something like that. This is the first time that I have heard of something like this before. I was thinking about opening an account with pnc bank and now that I know that I will make sure that I don't add anyone on it. When something like that happens to the other party you feel really bad about that. Then on the other hand there are those that have marital issues and they don't want to be on the same account anymore. Now just asking a question if they can't get the other party off. Could they open another account and have there money transfer to another account?
1 person likes this
@payout (3794)
• United States
12 Apr 11
Hey twallace, Hummm I recently open an account and yes crazy but PNC bank is a very good bank overall :) I recently open an account and add a person as a joint person :) Im not all 100% sure but I think that is a possibility :) because if you delete your account the system keep your former account well it would have information over your inactive or dormant account / close for some time then maybe you can once your name disappear :)... I love the virtual wallet by the way .. I open a performance account :)
@GardenGerty (157050)
• United States
11 Apr 11
Rules get so complicated sometimes. My husband and I have all accounts jointly, but we each use a different one, in fact he has a business account where I bank, and I have a checking and savings. He has a checking and savings where we have our mortgage.
@payout (3794)
• United States
12 Apr 11
Hey gardengerty, We both decided it would be better if we just had one joint account and have nothing else to worry about since all our money will be in one and savings and etc. So.. Overall I thought it was a awesoe idea and with this virtual wallet I think this will help us even budget haha.. So yeah I am all for it hahaha saving money and spend wisely
• United States
17 Apr 11
The way I always saw things when it comes to decisions with money matters is that people come and go in our lives and since my children I will love for ever unconditionally, I prefer they be the beneficiaries of anything I own and or they can inherit. I can understand certain people in life not having close relationships with perhaps their kids, but in my case my children are my life and no matter how much I would love someone my children should benefit from what I created as a single mother. Later in life if I choose to remarry then perhaps things with new earnings and or inheritance matters will change for that but not for what I created alone as a single parent, I feel my children deserve that no matter what the future holds for me.
@sswallace21 (1824)
• United States
11 Apr 11
Hello, you have been busy. I haven't seen you on here. I think this is funny also. I'm just curious what would happen if a couple got a divorce. Do they still have to share an account? HA,HA That could really get interesting. I would like to be around for that conversation. Best Wishes!
1 person likes this
@payout (3794)
• United States
12 Apr 11
Hey sswallace, Hahaha if a couple is divorce they have no choice but to close the account together or kill each other or try to and see who lives in the end hahaha.. I'm just joking.l but yeah that will have to die or delete the account lol.. Overall funny outcome lol I would love to be there when this happens haha.. I have been working 2 jobs and am working very hard for my future home and stuff and been extremely busy and very happy to say that, I'm in good health thank god