online payments

Germany
August 3, 2011 3:25am CST
There are already several ways to realize payments online, when you buy any item, when you pay your bills.... Paypal, moneybookers, debit or credit cards, prepaid cards, netbanking... Which way is the best one? Any experience?
1 person likes this
9 responses
@greenline (14838)
• Canada
6 Aug 11
I do make some payments online. Yes, there are different ways possible to make the payments online. One way I find it easy and quick is to do that on online-banking. The money gets transferred from my account to the recepient set up on the page. One can see the transactions right away too.
• Germany
6 Aug 11
Online banking is very helpfull nowadays, but we have to check up if the company we work with is trustfull.
@lydiab (33)
• United States
4 Aug 11
When I pay bills I use my online banking most of the time. However, for business like affiliate marketing I only give my Paypal address to receive payments. I feel safer that way. I also use Paypal when paying out for a product and service that I am doing business with for the first time if this payment method is accepted. My goal is to limited as much as possible having to give out my bank and credit card information online.
• Germany
5 Aug 11
That's right, we have to look for the safest way to protect our financials.
@suspenseful (40193)
• Canada
3 Aug 11
The utility, insurance, and those type of bills I have them listed onlines in my bank and when the time comes, I will transfer money from my checking account to that particular bill or bills. With my bank credit card, I transfer the estimated needed for that month into my savings account as I can pay the bank credit card from either my savings or my checking. With periodic payments I put the money in my high interest savings account and then download a portion that is needed to pay for that particular insurance, etc. to my checking account and then pay it. I usually pay by credit card although there are a few who want me to pay by Paypal but I do not keep that much in Paypal anyway so do not like doing that.
• Germany
4 Aug 11
You have an interesting system for your payments. It is easier to have a control and to save also time. Thanks for your post.
@surekharathi (14146)
• India
4 Aug 11
Friend I think credit card is not best because most of hackers carry its information. I think paypal is good but now here I have seen two discussion about paypal problems so not sure. I am not sure which is best because everything is risky but we can take any according to our requirements.
• Germany
4 Aug 11
Yes, I also read that some persons already had problems with paypal. So we have to be carefull. But, I still prefer this payment instead of credit card.
@syoti20 (5293)
• Philippines
3 Aug 11
For me the best way of payments are paypal and linked them to your EON card, which is powered by Union Bank
• Germany
4 Aug 11
Union bank is new for me, maybe I'll ckeck it out.
@Shankerj (241)
• India
3 Aug 11
I prefer credit cards or netbanking. however it also depends on the merchant. If they do not accept certain method of payments we are left with their preferred method. Some merchants also provide some discount on use of their preferrd method.
• Germany
4 Aug 11
You're right. It`s incredible, but there're still plenty of companies which doesn't accept netbanking. But, within the time, I suppose they won't be able to resist and will have to accept it in the future.
• Philippines
3 Aug 11
If paying electric bills and such, companies require credit card and not yet on e-wallet such as Paypal. If you are earning online and sites do pay you, the most convenient and secured e-wallet to use is Paypal.
• Germany
4 Aug 11
Paypal is a great option, it's easy to use and very fast.
• India
3 Aug 11
What i feel is if you are earning online and getting paid by the company then the bestest way is Paypal. Paypal allows companies and people to send money into your paypal account from 190 countries. After u received your amount there you can cash it in your local bank very easily. If you ask me what will you opt for shopping online then i would say, i will go with a Debit Card. I would never ever opt for a credit card for my online shopping.
• Germany
4 Aug 11
You're are right, we have to go as sure as possible.
• United States
25 Aug 12
Remember guys pay simple mobile online is fast and easy www.paysimplemobile.net