Should I let him borrow money, I lost my trust

United States
August 24, 2011 8:13pm CST
As I had mentioned before, a friend of mine, that I thought he is my friend actually plan out a scam and stole my money away. Now, I owe a lot of money in a business credit card, not only ruin my credit score, it also ruin my trust on other people. Today, another good friend of mine who has trouble in paying his airline ticket back to Atlanta here, he actually called me from Honduras, where he came from, ask me a favor, if I can go online and pay for his return ticket, when he came back, he would pay me back all the money. I am still in hesitation; should I trust him or not? I would like to help him out, but what if he won't pay me back? What can I do about it? I don't want to lose a couple of hundred bucks, that is my hard earn money. What should I do? If I won't help him out, I might lose this friend too when he is in need of assistance.
1 person likes this
15 responses
• United States
25 Aug 11
That is tough when they do not pay it back and I guess I would look at it as if I did loan it to the friend the second time around and he did not pay it back would we still be friends then? You are going to have to think for a bit if you can risk this money. I hear it all the time where they say we should only loan out money if that money we are loaning we can risk loosing, because we just do not know if life hits them harder and they are not able to pay it.
• United States
25 Aug 11
That is my dilemma, and I can't make any decision right now. I need that money though, not now, but in the near future I can use it to pay some of my debt off my shoulder, right?
• United States
25 Aug 11
Maybe explain to your friend that as much as you would like to help him right now you simply can't. Surely if he is a true friend money should not break the friendship and he will understand, hopefully.
• United States
26 Aug 11
Because I do not have any money to risk the probability of having it paid back, I would do as I stated above and explain that I cannot loan out the money. I have been burned numerous times in my life and sadly, when they do not pay the money back they make it seem like we are the enemies and distance themselves from us. They sort of hide because they are afraid to explain they can't pay it and I don't understand why we are the enemy when we were the ones who helped. I to date, no matter how desperate I have been in my life have never borrowed money from anyone, thankfully. Though I have helped lots of people in their times of need.
@Keola12 (799)
• United States
25 Aug 11
If I was you, I would not pay for his return ticket. He already scammed you before. Chances are he'll do it again.
• United States
27 Aug 11
Pardon me but I would just like to make it clear, he said that the one asking for the return ticket is another friend, not the one that scammed him.
@whatrow (792)
• United States
2 Sep 11
These people are not your friends. They are trying to take advantage of your sensitivity. Why doesn't your "friend" have the money for his own ticket? He says he will pay back all of the money when he returns. How is he going to get it? How long will it take. He wants you to pay for it online. With each online transaction, your information can be picked up by anybody.Tell him to stay in Honduras.
@nezavisima (7408)
• Bulgaria
26 Aug 11
when you lose the trust can not repeat the mistake again. but when it comes to his friend I would help if I can. I think we should be. Your help in difficult moments. We have to look things from his side. nice day!
@Doritoes (84)
• United States
25 Aug 11
You are in need of the money too. I don't think you will lose him as a friend because I think he should understand. Since you said you owe a lot of money and have debts on your shoulders, how can you afford to lend people money?! I know it's hard to say no, but sometimes you just have to. Does he have other friends or family members to help him out on that? I mean, you can't be the ONLY ONE that can help.
@haopee (493)
• Philippines
25 Aug 11
Hi again kingparker. That's a really tough decision that you're making but I think you already have the answer to your question. Are you willing to lose his friendship at the expense of your money or are you willing to lose money at the expense of his friendship? But seriously, friends who won't understand that you're in a difficult situation are not good friends at all. If you can't honestly spare him the money, tell him the truth. That you can't lend him any because you are in deep debt. He should understand if he's a true friend. If he does accept your current situation and still continue on requesting for the plane ticket, then maybe he wasn't a true friend.
@stephcjh (38473)
• United States
25 Aug 11
I know what you mean. I would not lend money to people anymore. I have seen enough of the judge shows where people lend money to others and they never get it back. You just cannot trust people anymore. I would NOT do it!
@megamatt (14292)
• United States
25 Aug 11
See all it takes is one bad person not paying you back to ruin you being all that much wanting to lend out money to your other friends. At least that what has happened to me. I'm sure that there are going to be people who are going to mean well and are going to pay you back. However, one person does burn you and thus you are going to be thinking twice about lending out your money to people to anyone else. Its not an easy decision when there is a friend in need and you might want to help him but what if he turns out to be one that doesn't pay you back in the end? A tough one for sure and there have been times where there is really no easy solution. You might in fact be in a no win situation to say the very least. If you don't give your friend the money, then you'll lose a friend. However there is a chance that the trust might be misplaced, you give the friend the money, you don't get paid back, and the friendship sours. That is honestly one of those rather tricky decisions to make. Hopefully you make the decision that will work out for the best but its a tough one for sure.
@rosegardens (3034)
• United States
25 Aug 11
If you are in a situation where you will not miss the money, then you should help your friend. If you are in a position that you need the money, then you should not help him. Go with your gut. How well do you know him? I just got ripped off by a friend. She gets 4x the amount of money i get in a month, and she ran short. At the coaxing of another friend, I did loan her $100.00. Can you believe she did not buy any groceries, cat food or cat litter? She also needs adult diapers and didn't buy any of those. A week or so later, she didn't have any money, so I loaned her $30.00 and told her to go to the grocery store and get food that she can fix at home. I think she was angry that I told her what to do. My other friend loaned her money too, and they are in a situation that they really can't afford to be giving money away. They are a bit better off than I am however. Even so, she never did pay us. But I have to just chalk it up to experience. If ever she needs money for food again, I'll just have to tell her fat behind that she can starve until she gets her next check. I need it more than she does. My money goes for essentials, and every single penny I have must go towards something for the house such as a roof for my garage, car repair, veterinarian for the cats. I cannot afford to give her any more money. It is hard to save a hundred dollars, I don't make much. Then I end up stuck with some Avon and have to pay Avon from my own money to get my order; I didn't make anything on it so I am hurting now. I should have realized, and I did--I told my other friend she still owes me for an Avon order from a couple of years ago. About $130.00, and stupidly I listened to my friend and gave her the order instead of waiting to get paid, so I lost. I told my friend, and she blamed the husband about it, so I went ahead and gave her the hundred to get her through the month. She sold her soul and lost friends over a couple hundred bucks. My soul will be clean at least, when I forgive her. I guess she is not worth being angry at. Not worth my soul, not worth my time.
@polaris77 (2040)
• Bacau, Romania
25 Aug 11
That's a very tough choice to make,and I guess it all depends on how close you are to that friend and how reliable he is.If he proved in the past that he could be trusted you should help him,the chances of him turning your back on you are small,but if he didn't do anything to prove that he's a good friend and your friendship with him is based only on words,you shouldn't risk helping him,even if that might spoil your friendship.
• Philippines
25 Aug 11
Its really a hard decision because you experience to be a victim of your friend . .and its really hard to say NO to your friend . .Try to talk to him and explain that you are afraid anymore that he might not pay you back or ask some collateral from him like . .At first he might get disappointed but I'm sure he will truly understand why you have that feelings of hesitation . .Other option is you can let him borrow and ask security from him and if it still fails the trust then that would be the last time to trust a friend anymore . . Good Luck and God bless . .
• United States
25 Aug 11
Simply say that you do not have enough money to pay for it. placing your trust on other people can create many problems, just as you experienced, so play it safe and do not let anyone mess with your money, you worked for it so nobody has the right to take it from you.
• United States
25 Aug 11
Let's get to the source of the problem. It really seems that you are not being fair to your other friend. Let's look at the same situation from a different angle. When we are jilted by someone in a relationship, we tend to carry that pain on to the next relationship. And that next person may have to unfairly burden the yoke of our wounded selves as a result of us rushing back into the field of play without proper healing prior. But no matter what, you still can't prematurely judge every person you date after the bad relationship based on that bad relationship. Likewise, you loaned someone some money and they didn't pay you back. Rather than transfer that anger and injured judgement onto someone that doesn't deserve it, analyze the person you are lending to. Look at the logical reasons why this person might not pay you back. And does this person know you have had a bad experience with the same situation in the past? And also ask yourself why you would lend them the money in the first place. Is it because you can, or because you want others to think you generous? But most important of all, if you have to deliberate the situation arduously then its problably best to just be honest about having had a bad experience and that you just don't feel comfortable doing it. Trust me, its far easier to live with being honest than to live with being nice. People respect Honest. But most will almost always percieve Nice as something weak to be taken advantage of. And if you are an Honestly Nice person, then this shouldn't be a question at all because you would do the obvious without question! Hope this helped. Cheers!
@bagarad (14283)
• Paso Robles, California
25 Aug 11
First, are you sure it was really your friend who called you and not a scammer? Did you know your friend was going to Honduras? One of the current scams is calls from 'relatives ' in some place far from home saying they are in trouble of some kind and need help. Usually, though, they want you to send money. Second, my dad, who was a wise man, always advised never to hire or loan money to friends or relatives because it usually would ruin the friendship. You get upset if your friend doesn't pay back what he owes, or he gets upset if you keep asking. If you can't affford to just give him the money, I'd agree with those who say that it's best to be honest. Maybe tell him that you have no money to lend because what you have belongs to the credit card company until you can pay it off.
• Philippines
25 Aug 11
Sometimes its not bad to say "NO". you yourself is still recuperating from a bad credit cause by a bad friend. You may feel heavy to say "NO" to a friends but sometimes you have to do it. its a matter say on a right approach to say NO to your friend. If he is a true friend, he will understand why you could help him at this moment.