Volatile stock market and its consequences.

Gold will never come down. I doubt silver will either. It is the best way to go as far as making money. Buy now and save it for a while and you will probably make a bundle when time to sell comes along. I doubt the prices will ever come down. Only go up and up and makes you lots of money.

Stock market trend is not predictable. Stock market trends depends on large number of factors. Price of silver and gold in one of them. For stock trading one must have good experience of it. It is too much risky job.

Yes you are right, stocks can wipe you out if you are not careful or not knowledgeable when investing also sometimes you need a lot of money to risk in order to profit. In our country the better option is mutual funds, you deal with your bank, and all the money is pooled together, invested and handled by an expert fund manager that does the trading. It has many advantages, the investment reaches millions when joined together so better leverage, you can control how much money you want to put in and you can start low (about 1 thousand pesos, rupee has almost the same value as the Philippine peso), you can choose the type of investment. It is safer, less capital although there are still certain risks. Yes buy gold and silver whenever you have extra money to spare, also coins because the value of a silver or gold coin can sometimes be more expensive than the weight in gold or silver, but again you have to gain knowledge and see to it you do not buy over priced, learn to interpret the price of precious metals through the internet at a daily basis and how to convert it to your local currency. The trick in investing is " do not put all your eggs in one basket". so that means you have mutual funds, savings account, cash on hand, gold and silver jewelries, continue with your work to make more money, experiment like online earnings etc.. make money work for you instead of working for money. Happy investing friend