Rent due on the first and ...
@PointlessQuestions (15397)
United States
May 22, 2012 7:11pm CST
As everyone knows SIL's mom bought a house and we will be buying it from her in a few years. So the rent is due On the first of every month. I get paid on the 1st of June but most months I get paid on the 3rd. She wants her money only on the first. So I have saved rent money out if May's SSD to pay for my part of June's rent. Then I have to save out $200 out of June's money for July's rent. I will always be saving money for the next month's rent because she won't wait til the 3rd of the month to get paid.
I don't know why this bothers me but it does. I don't like having to hold on to money for a whole month to pay next month's rent. I can't say she is unreasonable because she didn't have to buy our house. I'm thankful for what she has done but at the same time it makes me crazy to have to hang on to cash that long. I don't want to keave it in savings because the took $45 from me for going into my savings too much to transfer money.
I wonder if I can get my SSD changed easily from the 3rd to the 1st? Any ideas? Any thoughts?
I don't want to write her a check on the 1st of the month when my money doesn't get into my bank until the 3rd.
2 people like this
10 responses
@laken02 (3065)
• United States
23 May 12
i dont understand why it is such a big deal for her to wait until the 3rd of each month instead of having it on the first, that dont make sense to me.. did you tell her you get your check on the 3rd.. ?? im assuming your did.. i still dont undersand why she cant wait its only 2 days later.. but i do hope that you enjoy your new home im excited for you as well.. :)
2 people like this
@PointlessQuestions (15397)
• United States
23 May 12
I know and it's teRing me up. Yes she knows I get paid on the first. She said she isn't willing to wait on her money. She is really unreasonable about this. She said she sacrificed $16000 upfront money including 20% down on the house and all she has paid for since then. So she said if we can't do what she wants she will sell the house to someone else.
@911Ricki (13588)
• Canada
23 May 12
Seriously? She wouldbnt leave it for 2 whole days. Wow! I wouldnt be renting from her. Even thought my parents are annoying they are willing to hold off a few days until payday. Its hard budgetting when you need x amount for later date. I know my Dad use to take my money out 3 weeks after payday until I asked him to do it a week before just because I would always have to make sure my rent was there.
1 person likes this
@PointlessQuestions (15397)
• United States
25 May 12
It's just 2 days waiting. All banks that I've ever worked with give you a window of time. It might be due on the 1st but if she paid on the 3rd it wouldn't be late. Anyway I'll just save a month in advance all the time. It makes me nervous to do that but that's all I can do.
@peavey (16936)
• United States
23 May 12
It does sound kind of nit picky of her, but maybe she's using the money for something specific that she needs on the first of the month? Even if she has money otherwise, she may have things set up a certain way and needs the amount for something at that time.
I can understand why you'd be a little upset about it, but it's probably just a matter of getting used to it. You know the money is there, so just hold on to it and don't think about it. That may be easier said than done, though. 
@PointlessQuestions (15397)
• United States
23 May 12
It is social security. Some people get paid at different times of the month. Her mortgage payment on our house is on the first of every month.
@GardenGerty (157615)
• United States
23 May 12
It probably bothers you because you feel like something could go wrong at any time. I believe once you get used to it, it will not bother you, but it seems so petty on her part. I do not suppose you could save out money later in the month from some of your writing? I know you cannot always count on it to be there but it seems you are going to have to save out money one way or another, no matter what.I would be surprised if you could get your SSD changed.
1 person likes this
@PointlessQuestions (15397)
• United States
23 May 12
Yes anything could go wrong. It makes me nervous to hold back money when I'm so short all month. My writing is drying up. Knoji isn't paying crap anymore. I made 145 last month with them and only 22 so far this month. Only getting about 34 cents an article now. He is cheap and cheating us.
@winterose (39887)
• Canada
23 May 12
I think you should talk to B and tell her it is really a hardship on you as you do not get your pension until the 3rd of the month. She might be able to spot you for the 2 days different every month. I don't think the government would change anything for you.
@winterose (39887)
• Canada
23 May 12
she has money so she is being unreasonable, I think she is thinking about the excuses oh I don't have the money this month because.
YOu can stay tight liped about it and be stressed out every single month or you can try one more time to get her to understand you have no control over when the government gives your money. It is your choice.
1 person likes this
@PointlessQuestions (15397)
• United States
23 May 12
She wll sell the house to someone else. I sat there and heard her. She isn't rich but did save a lot of money. When they die and the land is sold the kids will be rich though. S yells at me for just about anything anyway. He said his mon doesn't have to do this for us. And that none if us deserve the help we are getting. So I cant rock the boat not with him and not with her. She is doing all this for her son ...not for me. She just told S tonight no excuses. She wants it on the first. She doesn't care when I get paid. She said if you have a problem with it make other arrangements and live somewhere else.
@PointlessQuestions (15397)
• United States
23 May 12
She already said she won't. She said I want my money when I make my mortgage payment. She said no excuses. S would be furious if I spoke to her one on one. Because she just said do what you have to do to get me my money on the first.
@RitterSport (2451)
• Lippstadt, Germany
27 May 12
hi dear PQ things like this make me really angry. First of all its someone in your own family making life as hard as this for you. There is no excuse for this.
Second your SILs mother must be absolutely greedy. She also seems to be unable to reason and think. I bet she knows your SSI check is not due till the third of the month, normally and she also knows this check doesnt make you rich when it comes. What would she miss on if she adjusts to when you get the money, and say all right rent is due on the 4th or whatever day after your SSI has been paid out to you.
When I had a similar problem paying rent to my landlord in my first rented place I told him my bank would only do this precisely on the First and so I could not guarantee the cash is on his account on the third of a month so would he please check a little more often and tell me when there is trouble. He said yes and that was it. and this was a stranger and not even family.
@KrauseHome (36448)
• United States
26 May 12
Personally I would think that 2 days should not make that much of a difference, or why couldn't the rest of the people in your house cover that extra amount for you for 2 days, and then you pay them back? I would think 2 days should not really make that much of a difference. I know even when we rent out a room to someone, or when we have a house payment that is due each month, we have a little leadway so we usually have given our tenants one as well.
@poppywoppy (89)
• United States
23 May 12
I think you should really sit down with her and have a discussion over why she can't let you pay on the 3rd, not just her telling you she won't let you but the actual reason behind why. If she can't tell you a legitimate reason why then I really feel you should reconsider the whole house situation. Because sure you feel grateful now to have the house but more than likely your feels of gratefulness will dry up all you will be left with are feelings of resentment.
@PageTurner (2825)
• United States
26 May 12
I understand that money could be very tight, but if at all possible, why not pay two months rent, once, then every month thereafter just pay one month. In this way, you'll always be ahead a month, and won't be saving money for a whole month. You'll just be ahead in your rent. In that way, you may even feel better. It won't be the same as saving money all month just to pay on the first.
