the lil things

United States
May 28, 2012 7:33pm CST
You know how some of us save up our Amazon GC's we earn online for things we'd like. I was browsing how I'd like this or that garden item or home decor item for the house. But then like tonight a storm is coming thru and MIL called to see if we are ok that she worries about us. I tell her it's not the storm I worry about it's the roof and the gutters how many more storms or seasons will they last til we can afford to replace things. Sometimes I feel like we are living on prayers that this house does not fall appart. Yet I browse thru Amazon, wishing for little things... I guess it's because they are more easily obtained. It's the big expensive things we struggle to take care of and it's overwhelming when I think about things we need but can't afford.
2 people like this
5 responses
@Shellyann36 (11385)
• United States
29 May 12
I have a wishlist on Amazon. Several of my sites don't pay cash but they do offer Amazon. On these sites specifically I use the Amazon codes. I know how you feel about the small things and the large things. I have felt like that for several years now. We are starting to be stronger financially and I am hoping that we are finally starting to see the light at the end of the tunnel. One of the methods that I have used to cope with that blah depressed feeling of never getting what I want is to set up accounts for the things we want. For instance, we want a new living room suite. We really need a new living room suite but we cannot afford it at the moment. I have started a living room suite fund. I put my spare change in it and just add to it when I can. It gives me a feeling of accomplishment. I might not manage to get it this year but I am still trying. If there is something major you think you need to save for try putting a little bit back for it each time you get money.
• United States
29 May 12
Even saving change right now is a hard task to do. I save my change to use during rummage sale season (which it is right now) to get things mostly for the kids or as a reward for helping around the house. There's just too much that needs every inch we have and if I have an inch it gets spent (husband or groceries). Sometimes I feel like I need to have a secret stash like my MIL's Mother had so we have something in case of an emergency or for saving up for something big like you guys are. We need a new living room set too but we've resorted to buying 2nd hand at Salvation Army when we see something as the kids are not respectful of things and I'm not buying new for either a kid or cat to destroy... wich is just as frustraiting as not having the money in the first place.
2 people like this
@GardenGerty (157928)
• United States
29 May 12
Often the stuff you find at thrift shops is actually better than some you can buy brand new at the less expensive place. It gives the kids something to practice on while you save for something new.
2 people like this
@bagarad (14283)
• Paso Robles, California
29 May 12
For furniture, you can get some really good deals at auction houses. When we were trying to auction off mil's furniture we were amazed at the prices people were able to snap things up for - Persian rugs, dining room sets, etc. Some were going at thrift store prices. We were using a house in Monterey, CA. Downstairs they had a silent auction where you placed your bids on paper and the highest bid got the item at the end of the day. That's where the real bargains were. There were boxes of books, boxes of household stuff from estates, and all kinds of furniture. Something to think about.
@GardenGerty (157928)
• United States
29 May 12
If the storms damage the roof or the gutters it can be a blessing in disguise because then you can file an insurance claim. Of course I never have, and you need the deductible to pay along with it. I do the same thing with the Amazon cards and the PayPal account. I buy things I will not go get in the store. I also buy vitamins for us and special toiletries. I downloaded an accompaniment CD for music I was going to sing at Easter, and things like that that I never go to the store for.
• United States
29 May 12
Hubby often thinks that's about the only way we'd afford to get anything replaced in this house. Or by some miracle that we win the lotto or a relative will bestow the money to take care of these things. I do that too. I know I should be saving for Christmas but I just love to look at all the stuff for the garden. It seems like all winter I can't wait to get into my garden, but then all summer I get bummed because I can't do what I want to do with it as everything costs money and time. Usually I have the time but never the money.
1 person likes this
@peavey (16936)
• United States
29 May 12
I do the same thing. I usually try to save Amazon GCs for Christmas, but find myself wanting this or that because I know the money is there. I do use it for some basics that are hard to find here, like loose leaf tea and a certain denture cream. I figure that if I buy it with the GCs it saves "real" money for something else. I want (need, in case of another electric outage) a gas fireplace so bad and that's what I started out saving for this year, but it's not going to happen unless I quit buying anything else, then it will probably be another year.
1 person likes this
@peavey (16936)
• United States
30 May 12
I know exactly what you mean!
• United States
30 May 12
Exactly my friend Peavey! Like I buy some OTC suppliments online and if I do Amazon you have to order twenty-five dollars of qualifying merchandise and boy did I search high and low to find something that would qualify with the order which those items have been stuck in my head since after spending time looking for something else to reach that twenty-five I didn't even have it in my acct to spend anyway, close but not enough! *LOL* Wasted time but yet found some things I'd like for decor and garden but again... keep buying lil things or save for big things? or the holidays as that seems to be the one time you can really find some deals on there. And of course then I turn into thinking... that I could pay some debt off with that money instead of saving for something... which is true either way. Pay off the debt sooner and then get what you want. Or stay in debt longer but get you want/need sooner? Decisions Decisions....
@cher913 (25782)
• Canada
29 May 12
yup, i know what you mean. i often look at ebay and wish for stuff. i use my mylot earnings for stuff on ebay for myself (i love jewelry) and for Christmas gifts because i cannot afford to shop at the mall. we live in a condo, so fortunately, that stuff is taken care of but i need a lot of meds which we have to pay for plus the inside of our house needs fixing (we had a major water leak from our bathroom to our kitchen) plus we need a new van, etc, etc.
1 person likes this
@cher913 (25782)
• Canada
29 May 12
as for Christmas, is there anything that you can make for gifts? last year, for my daughters, i redid their baby books (scrapbooked them) and my then 18 year old, said it was her favourite gift! i also made booklets for them to use for study notes for exams plus hubby and i made little birdhouses for Christmas ornaments. it is tough but this is when you need to be creative. i also agree, thrift stores can be great for a number of things. i buy some clothes there as well as crafty stuff and the odd time, i will find something that is an antique or collectable that can be sold online.
1 person likes this
• United States
30 May 12
Yes, that's soooo it. You see the lil things but yet know that you have bigger things to attend to. I have made a few things but I don't know what things I could make that could appease the kids for the holidays as they are little. But I'm also trying to stay away from things as we have too many "things" and we need more experiences and places to visit rather than things. So like iinstead of a new this or that we'd spend the day at the kids museum. I've made a scarf for FIL and a lap blanket for MIL previously as gifts.
@Nadinest1 (2016)
• Canada
29 May 12
Maybe instead of getting gift cards, opt for paypal or cheques. keep this money bit by bit, or even start an account and save it. it all adds up. I have been married 24 years with not a penny savings. A few years ago, i opened another savings account online in which I deposited $100 every cheque (which is twice/month). We now have over $4000 for our retirement. Without opening this account and being adamant about that $100...we still would not have a penny saved. Just my opinion to think about.
1 person likes this
• United States
30 May 12
That's true. I do also use the money I earn in paypal though to pay for things with that money than money from savings or checking. Like I was hoping to pay for a new window for our house, but since I didn't have enough money at the time I opted to spend the money on paying the fee's for summer school for my kids. It's worth every penny, but yes like you said I don't want to be 100% broke and reliant on social security alon when the time comes. There's always soooo sooo much to think about but never enough means to get all that is needed or wanted.