Budget Your Money
By desertrose16
@desertrose16 (600)
United States
January 13, 2013 10:50am CST
Everyone has bills to pay. I do. I have food to buy, I have to replace my cell phone. I do not get email or text messages and I cannot send any since Tuesday January 7th. I gave someone a couple bucks last Sunday. I did have my laptop out, watching a movie to stay awake. I have too many people coming up to me wanting money. You cannot approach everyone because people have responsibilities to take care of. Those who come up to you begging for money need to realize that! I still need to buy my round trip ticket to visit my mom and stepfather. I am trying to save to get into a safer area. You have people begging that refuse to take no for an answer. As far as the guy who came up to me alone, I did not see him ask anyone else! Then again, there was no one else!People who beg should think before approaching everyone they see for money, no matter what you own. You and most others do not have the money to give to everyone who comes up because they do not want to work, or they have their own place and want free money or for other reasons! I would love to see those who do have and take care of paying for everything then they will see that it takes hard work to make every cent and that most very cent is spoken for for everyone who does work!
1 person likes this
11 responses
@SomeCowgirl (32191)
• United States
13 Jan 13
So let me see if I understand you. The people who come up begging for money need to take a survey.
"Pardon me ma'am, do you own more then one car? more then one electronic device? do you pay for luxuries such as t.v. and internet?"
I think that while you are irritated and perhaps legitimately so, you can't expect every beggar that comes up to you to read your mind. Perhaps you have a friendly appearance that makes them want to come up to you. Perhaps because they've not seen you around they ask you where they've already asked every one else.
If you don't want people to approach you perhaps you should wear a t-shirt or have a sign that says "I won't give money to beggars".
Though to think that they should get a job, have you not thought that they've tried already to get a job? That they've been trying and can't? That all they can do for themselves right now is beg, and even that is degrading to them?
2 people like this
@Mavic123456 (21898)
• Thailand
14 Jan 13
then may be the man should work in a Census Office after the training... he will not be a beggar anymore but a census taker or a researcher.. that's a good training hehehehe
@SydneyHazelton (4586)
• Singapore
14 Jan 13
Dear desertrose,
I'm usually very cautious of who I lend money to. Very long ago, a classmate called me to ask me for money. She was crying. I asked what the money was for. It was not reasonable and I said no. Another friend asked me for some money. She was very close to me. I knew that she would keep her word. Even though it took her a long time to pay back, but she eventually did.
Recently, another friend asked me for some cash to tie her to her next payday. I gave it to her. There has been many paydays since then, but she has not returned me the money. Good thing is that she is still in close contact with me. I hope that she would eventually pay up.
I'm sick and tired of being a money-lender because there are times when I don't know whether I would ever get my money back. If you want to lend others money, then you have to take the risk that it might never come back.
Everyone needs to learn to budget, like you mentioned. If I don't have it, I don't spend. It's easy enough for us to say, but difficult for others to follow through. Everyone also need to have some emergency funds. It's tough to set aside money for others when we are struggling ourselves.
@DiamondLV (59)
• Indonesia
14 Jan 13
I agree with you. When someone of my friend come to me to ask some money, sometimes I gave to her but sometimes I say no to her. Because I am not a perfect good person, will help anybody who comes to me to ask money. I don't like friends just like that, don't want to work but want money. That just is nonsense for me. If you want money then you must work, don't ask to your friend. That shame. So if have to give her money, then I already have in my mind that money won't come back. So I won't remember.
@jambi462 (4576)
• United States
14 Jan 13
Yes it can get incredibly hard to budget your money especially with all the bills that we have. After you pay your phone bill, car payments and every other cost involved with a car, living payments, food, water, and everything else it's hard to really have a lot of money left to do any real planning with. Right now I am trying to pay for all my bills while also finding a way to put savings away to transfer colleges and move.
I am off to a pretty good start on savings though. Over Christmas and New Years and I worked a lot of hours at my two jobs and I now have about six hundred dollars in savings. I'm hoping to try and continue to put at least half of each of my paychecks into savings so that I can continue to really make progress at my goals. Budgeting is going to play a big role in that though and I think I'm doing a fairly decent job at that right now.
@Mavic123456 (21898)
• Thailand
14 Jan 13
yes, we work so we pay whatever we including any family member used. that's the cycle..we work hard to have money to eat... that's the cycle. if we don't work then that could be more problem. Begging is also a job. It is his job to beg. so whether you will give or not he will still beg because, begging is his work. a Child at play is a child at work... a man Begging is a man working. LOL
@lsjapdoit (651)
• Indonesia
14 Jan 13
A man begging is a man working .... A man working is a man begging ... I am just playing around with words :))
@lsjapdoit (651)
• Indonesia
14 Jan 13
It is wise to take a good care of yourself first then others. If you earn just enough to cover your expenses, there's no obligation to give any money to the beggars. It's all up to you.
@sukumar794 (5040)
• Thiruvananthapuram, India
14 Jan 13
Though money is spending,the discretion is to spend it away in a wise and clever manner. Unnecessary expenditure has to be avoided in all instances. A penny saved could buy up something at a later stage when need arises. Better not to be stingy..but wise enough to spend money on worthwhile things .
@trisha27 (3494)
• United States
14 Jan 13
I completely understand what you mean. Like here people think if you are driving a nice car or if you have a cell phone in your hand then you have money. But yeah, like you said just cause we have nice things does not mean we have enough money to give out to whomever. But look at it this way if someone ask you for money, hey you don't have to give it to them right. All you have to say is sorry I have no money to give you or just say no. And leave it at that. Don't let them pressure you into giving them money. I don't give my money to strangers and that's all there is to it.
@kingparker (9673)
• United States
14 Jan 13
I got people coming up to me to ask for free money, and they simply make up some lame reason for it. One guy ask me for help because he forgot his wallet at home, and his car is not working. He asked if I can spare him a couple of bucks, so he can ride the public bus home. After 2 weeks later, I saw that person again, and he tried to come up to me for the same stupid excuse. I simply ignore him and walk away. I also see lots of capable person, which they can find job in McDonald or anywhere for work, they simply wait for someone to help them out.
@nykalex88 (243)
• Philippines
14 Jan 13
I have my monthly bills too! My TV, internet, and postpaid plan. It is really very hard for me for this year. My wife is pregnant and I am going to file a salary loan for her caesarian delivery on March. I don't think if I can still make it. I am so thankful that i have received some cash gifts during Christmas.
@jamieclavero (187)
• Philippines
14 Jan 13
it is really hard to manage money so better be wise or else you will end up broke.
