My House is Too Old
@just4him (323168)
Green Bay, Wisconsin
October 27, 2015 9:38am CST
I got a notice my Homeowners Insurance had canceled - no longer in business, and I needed to get new insurance.
I called my auto insurance, which also does Homeowners, and he came out this morning and took a look at the house. He can't write a policy because the house is too old.
The house was originally built in 1898, and yes, it looks like it too. There is a lot that needs to be done with the house.
My only other option is to let the mortgage company get the insurance.
4 people like this
4 responses
@MarshaMusselman (38865)
• Midland, Michigan
28 Oct 15
I've never heard of that before. Are there no other companies in your area you can check with? If there is an historical society, they may know of companies that specialize in older homes.
1 person likes this
@MarshaMusselman (38865)
• Midland, Michigan
29 Oct 15
@just4him Might it also be because the mortgage is worth more than the house is worth? I can see where that might poste a problem for some insurance companies.
1 person likes this
@just4him (323168)
• Green Bay, Wisconsin
29 Oct 15
@MarshaMusselman Could be. I never thought of that.
1 person likes this
@softbabe44 (5815)
• Vancouver, Washington
28 Oct 15
Thats interesting how they don't want to insure it what do they expect you to do.
1 person likes this
@softbabe44 (5815)
• Vancouver, Washington
29 Oct 15
@just4him I don't blame you have to do something.
1 person likes this
@just4him (323168)
• Green Bay, Wisconsin
28 Oct 15
I will need to let the mortgage company select the insurance company. I have no other choice at the moment.
@GardenGerty (169489)
• United States
28 Oct 15
Mine was a little older than that, but State Farm carried the insurance for years. Of course that was a different part of the country. I sure feel for you.
1 person likes this
@just4him (323168)
• Green Bay, Wisconsin
28 Oct 15
The house needs so much work and a new roof, they don't want to insure it.
