Married with Separate or Joint Bank Accounts? Do you spilt bills evenly?
By Michelle
@infatuatedbby (94909)
United States
January 13, 2016 12:30am CST
When making the decision to get married-- you are marrying the person regardless of their credit, spending habits, debt, loans, and etc. Do you manage to keep separate bank accounts or joint accounts then spilt the bill (groceries, vacation, rent, etc) evenly?
Money could possibly be a huge issue when marrying your significant other. Money could also lead to arguments also. For instance, say your significant other had a shopping problem in the past and ran up credit cards and now is paying off debt, or say he/she finished school but now has a huge school loan to pay off? While you may not have any debt. Would it be fair to combine each others money and pay for debt/loans that wasn't even yours? Or how about one gets paid more than the other, or one doesn't work while the other does. Would it be fair to spilt the earnings?
Personally, I am not married yet, but I am curious on everyones view points.
6 people like this
8 responses
@ScribbledAdNauseum (104615)
• United States
13 Jan 16
I was married once, worst five minutes of my life. Okay it was more than five minutes and it wasn't the "worst" thing. It was a learning experience though. Go separate financially. I went jointly and had to open my own account after the split. I had no money to split between us as I was out of work at the time. I was fine with taking nothing but my own possessions though.
Heck I don't even know if I have the wedding album to be honest with you!
2 people like this
@infatuatedbby (94909)
• United States
13 Jan 16
Good to hear you were able to keep all your own possessions!!
Who uses albums now a days? 
I literally have one - not filled and it's not even of my birth! It's just random photos. 
I literally have one - not filled and it's not even of my birth! It's just random photos. 1 person likes this
@ScribbledAdNauseum (104615)
• United States
13 Jan 16
@infatuatedbby haha. This was back in 2009. Wow funny saying "back in 2009" but you are right hardly anyone uses albums anymore!
2 people like this
@infatuatedbby (94909)
• United States
13 Jan 16
Yes, I agree also! Once married, money is shared.
1 person likes this
@jstory07 (148770)
• Roseburg, Oregon
13 Jan 16
We have separate checking accounts because we each have a pay pal account and each one of us worked forty hours a week. My husband pays all f the bills with his pay cjeck. Than when I got paid I would pay any new bills and buy food.
1 person likes this
@infatuatedbby (94909)
• United States
13 Jan 16
That is nice, taking turns and helping each other out is the way to go!
@AbbyGreenhill (45490)
• United States
13 Jan 16
Marriage is a union of two people and all money issues! There is no his or mine, its ours. Maybe the younger generation sees it differently.
1 person likes this
@infatuatedbby (94909)
• United States
13 Jan 16
I agree! I think it is the younger generations point of view. Personally, I see marriage as marrying your significant other with all the money issues, family issues, and etc!
1 person likes this
@infatuatedbby (94909)
• United States
13 Jan 16
@AbbyGreenhill LOL! Really? I thought you marry the family too! But I don't have that problem as my boyfriend does not have much family in the states. So not many problems.
@AbbyGreenhill (45490)
• United States
13 Jan 16
@infatuatedbby Well, the money yes - his family - NO NO NO
Parts of his family anyway!
1 person likes this
@kaka135 (14994)
• Malaysia
13 Jan 16
I have been together with my husband for many years. Money has never been a big issue between us, perhaps both of us don't think money is an important factor to us. Even before we got married, we did not split the bill as well, we just spent our money together. We still have our separate bank accounts, as we have been using them long before we were together. Whenever we need money, we will just see which account has the money, and we withdraw from there.
As we are married, I think all are my families, so I think it's totally fine when we support our parents or parents-in-law, including the siblings.
I think it's not the matter of being fair or not, it really depends on both. If both come to an agreement, that's good. I have a friend who didn't even know how much her husband earns, and her husband doesn't know hers as well. They have that agreement to handle their financial separately and keeping it as secret as well.
@LovingMyBabies (85923)
• Valdosta, Georgia
13 Jan 16
My husband and I share everything-regardless. There have been times when I have made more than him and times he's made more than me. We both put 100% into our marriage, that means with everything we share no matter what. We all have baggage in some form, and when you marry you take that on-it's part of it.
1 person likes this
