Saving Money Tips: What Works Well for You?

@fcmondez (413)
Quezon, Philippines
August 21, 2016 4:43pm CST
We all have a lot of things to save for in life like your own house, car, wedding, education, travel, etc. We actually have a lot of motivation to save but it is really one of the hardest thing to do and to stick to. We get started but then lots of unexpected things will come up like sales, emergencies, and sickness. There are lots of saving tips in the internet like money and saving challenges for the year, etc. But not all these works for everyone. Can you share a saving tip that actually works well for you?
3 people like this
4 responses
@peavey (16936)
• United States
22 Aug 16
The best tip I have is to have a goal that you really, really want and believe in. If your goal is only half hearted, you will fail, as you said. What you want tomorrow has to be more important than what you want today. When you are tempted to spend, ask yourself "Do I want that pair of shoes more than I want to go to France next year?" Or whatever.
1 person likes this
@peavey (16936)
• United States
22 Aug 16
@fcmondez I hope so. It has really helped me.
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@fcmondez (413)
• Quezon, Philippines
22 Aug 16
Thanks for this! I'll keep this in mind. :) I think this will work for me as well.
1 person likes this
@Mike197602 (15487)
• United Kingdom
21 Aug 16
I used to be a big fan of saving money and am getting into it again now. I always use this site as it has no agenda. Also the guy is quite famous here, despite being a bit of a d1ck. It's of more interest to UK people but the basics can be applied to all countries with a similar choice of products. The link is just for information...no money to be made with it. The forum is very interesting.
Martin Lewis's free site saves you money. Beat the system on credit cards, shopping, special offers, mortgages, council tax, interest rate payments, freebies, loans, loopholes, best buys. Compare, read, discuss and be a Money Expert.
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@fcmondez (413)
• Quezon, Philippines
22 Aug 16
Thanks for providing the link. I'll check it out further later. :)
1 person likes this
@Metalchick (1391)
12 Nov 17
The best tips I can give is to move your money around and keep it housed in different places, spread it out and pick the top interest rate accounts. I have just moved some of my savings from a 0.5% account to a 1% account earning me double the amount of interest. Another idea I use is to set up a standing order so as soon as my wages are paid into my account each month, a specified, set amount is transferred to my savings account. It's saved before I can spend it then and it soon mounts up.
@Plethos (13560)
• United States
21 Aug 16
just spend on necessities. cash only. spoil yourself once a month, but set a $ limit.
@fcmondez (413)
• Quezon, Philippines
22 Aug 16
I do that as well but I spoil myself more often like twice a amonth (once every payday).
1 person likes this