Owing student loans
By Ms Rae
@carebear29 (32002)
Wausau, Wisconsin
October 25, 2016 2:34pm CST
I owe $67,000 in student loans from being in school for years and years and not graduating sadly enough. Now I am struggling to figure out how to get them off my credit report and getting them all totally wiped out. I heard of the forgiveness programs but I seem not to qualify for them. I did email the company, Navient and now waiting to see what I can do. I have no actual income of my own and no way to pay back. Hmmm....any ideas? Hopefully something will pull through with Navient to help me....
6 people like this
7 responses
@Mike197602 (15504)
• United Kingdom
25 Oct 16
get a job and make a payment plan.
Sorry but I've no sympathy for people that run up a load of debt and try tricks to get out of it.
That just puts up prices for other people.
2 people like this
@Mike197602 (15504)
• United Kingdom
25 Oct 16
@sharon6345 pay back what you can...that's fine.
I've no time for those that run up any debts (student or otherwise) and then try to get out of them.
That just puts prices up for others.
1 person likes this
@tkonlinevn (6427)
• Vietnam
26 Oct 16
I think that you should have a plan to pay that loan. You even can pay slow. But you should express that you'll pay. Then, you'll start to look for how to earn more. We can do if we believe.
1 person likes this
@tkonlinevn (6427)
• Vietnam
27 Oct 16
@carebear29 Good luck to you ! I hope you can look for the best way and you'll share with us here :)
1 person likes this
@Hatley (163772)
• Garden Grove, California
28 Oct 16
wo I m trying to think of something top he;[ but i had worked for y ears so when I r etired I bad a retirement fund and I paid off my student loan wiotyh that. I hope'you can get Navient to help yopu figure out to get it forgiven or paidc offli
1 person likes this
@carebear29 (32002)
• Wausau, Wisconsin
28 Oct 16
They said if it just stays in forbarence then I pay nothing til I die I guess. Whatever
@carebear29 (32002)
• Wausau, Wisconsin
25 Oct 16
I might just leave them. They will come off eventually.
@yukimori (10192)
• United States
31 Oct 16
@carebear29 No, they won't. Student loans are one of the few types of debt that will not just "come off eventually."
If you default on them, the government will simply claim any and all income tax refunds you may be due until the debt is gone.
1 person likes this
@kevinhomealone (51)
• Plymouth, England
17 Nov 16
Well I am unemployed and I have found two sort of charities, but better than that, people will donate to you....you write your problems debt and everything else and hopefully you will get some money..... go to....Gofundme and the other....I am totallyDesperate.com
I have just found them the other day and give it a whirl....who knows. Hope you have some success.
1 person likes this
@RasmaSandra (98033)
• Daytona Beach, Florida
25 Oct 16
There are many suggestions online. Here is one I found and you can look through others too. Perhaps they'll give you some ideas.
Find Rates Calculators Taxes advertisement PrintSubscribe student loans By Gary M. Stern • Bankrate.com Getting out from under college loan debtPrevious1 of 6NextJessica ColemanPhotography/Moment/Getty ImagesGetting out from under college loan debtIf
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