So, the car is totaled..

United States
December 14, 2016 4:31pm CST
I mentioned the other day that my son was in a car accident. We found out today the car will be a total loss. Honestly I think this is the best case scenario. This is my son's 2nd accident this year, the 2nd car he has totaled. The car is financed, titled, and registered to my husband not my son. If the car weren't totaled we'd have to continue to let our son drive it, and keep him on our insurance.. but none of us can really afford that as I know the insurance is going to sky rocket. So now the boy is without a car. He has no way to and from work... but being that it's his 2nd accident within a 6 month period, I don't feel too sorry for him. It's time he starts to figure his life out for himself.. We're going to take him off our insurance, he won't be allowed to drive our cars, and he'll have to work on getting his own transportation.. time for mom and dad to cut the apron strings so to speak. With any luck our insurance will remain affordable for us.. although I was in a car accident earlier this year as well so it's going to go up a bit either way...
7 people like this
8 responses
@JudyEv (325087)
• Rockingham, Australia
15 Dec 16
I really think you're doing the right thing here - not that it is any of my business. At some stage young people have to learn to cope and be responsible for themselves - at least to some degree. Hope things work for the best.
1 person likes this
• United States
16 Dec 16
He's responsible to a point.. obviously he has to learn to drive more carefully, and as I do not want to be liable for anymore of his accidents, I'm not helping him out with another vehicle.
@akalinus (40396)
• United States
14 Dec 16
You don't say how old he is but if he is having accidents, maybe it is time to be car-less for a while. Give him time to get the accidents off his record and try again then. Are there other alternatives to get to work? Ride with someone, take the bus, or whatever?
1 person likes this
• United States
16 Dec 16
It's up to him now. He doesn't live with us anymore, but we helped him with the last car and forgave his first accident. That won't be happening again.
1 person likes this
• United States
14 Dec 16
I am sorry to hear that =( Was the accident his fault? But glad to hear he's safe though! Hopefully the public transportation will be handy for him to get to/from work!
• United States
16 Dec 16
Yes it was his fault..
• United States
16 Dec 16
@katsmeow1213 Sorry to hear that.
• Valdosta, Georgia
14 Dec 16
I hope he can find a way to and from work so he can save and get another chance at being more responsible. Gosh, I know tough love is necessary but sometimes it's heart breaking too.
• United States
16 Dec 16
He's a big boy, he can handle it.. it's time he learned. I had to figure it all out for myself when I was his age... I never had any parental help of any kind.
1 person likes this
• United States
17 Dec 16
@LovingMyBabies There's a part of me that feels bad for him and wants to help.. but I can't keep putting myself in a financial hole when he can't act responsibly.
1 person likes this
• Valdosta, Georgia
17 Dec 16
@katsmeow1213 I do understand, I'm just a softie. Lol-not with my own but with other people's kids. Lol
• United States
16 Dec 16
sometimes ya jest gotta let 'em figure't out. we'd to sign a waiver with our insurance company'n regards to our youngest, swearin' that he'd ne'er get 'hind the wheel 'f 'nother vehicle we owned.
• United States
16 Dec 16
We may have to do that too... hopefully the insurance company will allow us to drop him before they drop us!
1 person likes this
• United States
16 Dec 16
@crazyhorseladycx We'll find out. We have to wait until the claim is totally settled and that can take some time.
1 person likes this
• United States
16 Dec 16
@katsmeow1213 i dunno if'n such depends'n what state one lives'n? i know they've some odd rules 't times. i hope that'cha can get him off without any troubles 'r ramifications.
• Peoria, Arizona
14 Dec 16
You are doing the right thing for sure. He needs to be more careful especially if it is 2 wreck in such a short amount of time. Is it his fault the accidents happen or are they just accidents? He needs to learn his lesson either way.
• United States
16 Dec 16
They were both his fault..
• Peoria, Arizona
18 Dec 16
@katsmeow1213 Perhaps he needs to get some better lessons or just stick to public transportation
• Grand Junction, Colorado
14 Dec 16
I think you're doing the right thing. You didn't mention how old he is? Also who's fault it was? Was he being careless or was this no fault of his own? The good news is, it sounds like he is ok, accidents are pretty scary and can cost a person dearly. I deal with total losses everyday. I work at an auction yard for the insurance companies. Some of the vehicles that come in here are pretty bad. Insurance rates will almost certainly go up, I'm sorry to say. Insurance rates are already incredibly high to begin with. Don't get me started on who's fault that is.
• United States
16 Dec 16
Tough thing with Mylot.. I've mentioned his age in the past, and in my last discussion I did discuss the accident, and his previous accident... you tend to forget to put all that info into every single post..
@jaboUK (64362)
• United Kingdom
14 Dec 16
If he's old enough to drive, he's old enough to take responsibility for his life.