Opening a bank account in a weird manner?

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I think all of you are aware about the procedures of opening an account in bank. We have to submit the application along with passport size photos and copies of required documents. Some banks open the account instantly and some other will ask for us to wait for their sms. Before four months, we have couriered the documents to a bank in our native place for a housing loan. We sent the documents from our side and still need the documents of house which we are yet to receive. So we are waiting. In the meantime last week I got an sms in mobile mentioning that an account is opened in that bank. I have not given much importance as we have sent the documents for loan. The very next day I got an email welcoming me to their services. Please note, I am just a co-applicant and application submitted on my husband’s name. But he did not receive any information. To my surprise two days before I got a cheque leaf and a letter mentioning that they are sending other documents like atm cards soon. I really don’t know what is happening. We have not paid any money for opening an account. It is not from a private bank but it is a public sector bank. We are keeping our silence and not doing anything until and unless we get the papers of our newly bought house for further procedures of home loan. Is it easy for you to open a bank account in your place?