money worries
By Elizabeth
@Poppylicious (11134)
United Kingdom
May 9, 2017 12:57am CST
I don't actually have any money worries, at the moment. As long as I have £1k in my current account the night before I get paid then all is fine and dandy. Anything less and I start to panic; I will never understand those folk who are happy to live on their overdraft or accumulate ridiculous debts which aren't mortgage {or huge emergency} related.
Yesterday we popped into a Tesco Express on the way home. I needed change for the bus today and Husband needed bread. My change from a ten pound note included a new fiver, obviously new because the old five pound notes stopped being legal tender on Friday last.
It wasn't until we were winding along the curvy Fen lanes that I looked at it and discovered that the unbreakable polymer note had been torn in half and then sellotaped back together. The sellotaper hadn't done a particularly good job; it was all skewy. Is it still legal tender? The serial numbers on each half matched so it wasn't two different notes {but wouldn't that be fun to do?} but I decided to palm it off on the bus driver this morning.
Out of sight, out of mind.
Goodbye, untearable torn fiver. Perhaps one day our paths will cross again.
6 people like this
7 responses
@Poppylicious (11134)
• United Kingdom
9 May 17
It's always best to get rid of them as quickly as possible! I'm sure the bank would change it, but it's easier to just spend it in a shop or on the bus, and hope they have no reason to refuse to take it.
1 person likes this
@LadyDuck (502738)
• Italy
9 May 17
@Poppylicious I hate to go to the bank, it's something I avoid to do as much as I can.
1 person likes this
@Poppylicious (11134)
• United Kingdom
9 May 17
@LadyDuck I rarely go to the bank. I have no need to until just after Christmas and birthdays when Husband's aunt never fails to send a cheque!
1 person likes this
@amitkokiladitya (171988)
• Agra, India
9 May 17
It becomes difficult to reuse torn out notes
1 person likes this
@Poppylicious (11134)
• United Kingdom
9 May 17
When these new ones were introduced last year we were told they were tough and wouldn't break!
1 person likes this
@Poppylicious (11134)
• United Kingdom
9 May 17
@amitkokiladitya I don't think I've ever seen any foreign money, except for Euros. :)
1 person likes this
@amitkokiladitya (171988)
• Agra, India
9 May 17
@Poppylicious yeah...have you seen a broken new 500 or 2000 rs note?
1 person likes this
@scheng1 (24649)
• Singapore
9 May 17
I used to go to the bank and exchange the note, and it was allowed.
But I have not this problem for a very long time, so I am not sure how it works now.
I will not want to pass on to someone else and make it their problem.
The plus side is that we have many bank branches within walking distance from my place, so it is not really a hassle to get rid of torn notes.
1 person likes this
@scheng1 (24649)
• Singapore
10 May 17
@Poppylicious The big cash businesses probably will deposit the whole lot of cash notes to the bank, and then the bank will destroy those old ones, and circulate the rest.
1 person likes this
@Poppylicious (11134)
• United Kingdom
9 May 17
I find it difficult to get to a bank. I imagine it is okay for it to stay in circulation, but eventually somebody will decide it isn't and it will be taken to a bank and destroyed.
1 person likes this
@Poppylicious (11134)
• United Kingdom
9 May 17
I know! And this very much looked as if it had been done deliberately by someone testing the theory!
1 person likes this
@pgntwo (22405)
• Derry, Northern Ireland
9 May 17
@Poppylicious No respect, some people. No common sense either.
1 person likes this
@Poppylicious (11134)
• United Kingdom
9 May 17
No doubt. And then they can have a little panic before they pass it on. I'm hoping that maybe one day I'll get it back. :)
@responsiveme (22923)
• India
9 May 17
Sometimes I too don't check the change but then the person I give it to doesn't take it.Thankfully I can change it in the bank
1 person likes this
@Poppylicious (11134)
• United Kingdom
9 May 17
When I was little shopkeepers would give you your change by counting it in your hand. You got to see every penny. But now they just shove it at you and it just gets stuffed into pockets with barely a glance. I should check more often. :)
1 person likes this
@responsiveme (22923)
• India
10 May 17
@Poppylicious every time this happens ,I always say I must be more careful in future....then
1 person likes this
@arthurchappell (44941)
• Preston, England
10 May 17
my finances are severe with heavy debts so constantly on the edge - your approach is very sensible
