Do You Have An Emergency Fund?

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I set up an emergency fund for myself and my family. Every month, for several months now, I have been saving a small amount for an emergency, should it arise. I have a fairly nice balance right now, that makes me feel comfortable, but I will continue to add to the total, just a few dollars at a time. I never withdraw anything from that fund and I basically pretend that it doesn’t exist, so that I am not tempted to spend it. There would have to be a REAL emergency for me to use any of the money. I hope that an emergency never happens for me or for any of my family, but it could. That money would come in handy if it does. I think that a person should set aside a few dollars from every paycheck for an emergency. Many people, I know, simply live from paycheck to paycheck and have nothing saved. A person could lose their job, or be injured and unable to work, or have a medical emergency. So many things COULD happen in this unstable world we live in. Having a few hundred dollars set aside for an emergency could really help. Just $5 a paycheck saved, could add up very quickly. And then, just keep adding to it. If you don’t have to use it for an emergency, then later when you have a good amount, use some of it for a vacation or something that you have been wanting to purchase. All I’m saying is that saving some money out of every paycheck is a GOOD idea. The experts have always said: Pay yourself first and then pay your bills. Cut back on that cup of coffee you buy and save that money for a rainy day. One thing that I have done. I love to go to Thrift Stores. I walk around in the store and put various items in my cart. Then before I go to the check out, I remove some of the items and put them back on the shelf. I add up the amount I was going to spend for those items, and put that amount in my emergency fund instead. You can also do that at the grocery store. Sometimes, a person buys cakes and cookies and other food that they shouldn’t be eating anyway. Put it back on the shelf and save the money. What do you think about it?