Do you have a budget plan?

Nope. My daughter does the budgeting. I do not want to trouble my mind with horrible finances. However, a few tips I can give you. For subsistence, plan your food. Get the basic when you get to the market or the grocery. Garlic, onions, tomatoes. You can sautee just about anything with those ingredients. Sauteed eggs, as in omelet, sauteed fish, sauteed rice, sauteed vegetables or meat. That will stretch the food. And you are healthy. Purchase clothing only when necessary. Check on the less expensive detergents and soap and shampoo and toothpaste. Use natural, too. For cleaning, use vinegar and salt and baking powder. Etcetera. Have fun arguing with your daughter. That is the beauty of life.

Yes, my husband and I have budget plan monthly.

I always make sure there is extra in my budget. Knowing there is a comfort area and always feel good when I don't over spend.

I do in a sense. With times, I just spend within that limit, and everything seems to be OK so far. December to February are the time which that budget always get into trouble however.

Yes, of course. I've been trying to save 75% of my incomes every month. The rest are used for my daily needs.

I've tried .. but food always gets in the way .. :)

Yes, I have a budget plan. 60% of my income goes to expenses such as food, transportation, utilities, etc. 50% goes to savings and investments while the remaining 10% is my fun money.

I used to do it and it helped me a lot. Now it seemsthere is always something extra

if you're both foodies and find it hard to skimp on food, then skimp on non-food expenses, like (as suggested) buying cheaper brands of cleaning materials and toiletries, and maybe on transportation, too, like walking instead of riding a tricycle, and also on electricity and water to lower your bill.

Yes, I do budget. Unfortunately, rising prices makes it difficult to stay on it.