Fear of Using Credit Cards When Buying Online
By @acelawrites
@acelawrites (19272)
Philippines
January 23, 2018 6:39am CST
Do you always use credit cards when making online purchases? I don't. The reason? I fear of being scammed when I give details of my account online. It is good to be safe than sorry.
Even if I really wanted to buy an item being peddled online, I don't buy it. Good thing there are online sellers who allow cash-on-delivery (COD). So they send text messages when the delivery would be made. Sometimes I just drop by the courier office to get the goods I ordered.
Do you always shop online?
7 people like this
9 responses
@sunrisefan (28524)
• Philippines
25 Jan 18
BPI gives an extension card to the main credit card which is called E-Credit which has a different number from the main card and which can only be used for online purchases or payments. You have the choice of setting the amount of credit limit you want to assign to theE-Credit card which is lower than your main card's credit limit. In this way, your exposure to risk is only limited to the amount you have set for you extension card and will not compromise the main card.
1 person likes this
@acelawrites (19272)
• Philippines
25 Jan 18
That's a good feature being offered by BPI. Good to know about it.
1 person likes this
@infatuatedbby (94909)
• United States
23 Jan 18
We don't have cash on delivery option.
1 person likes this
@infatuatedbby (94909)
• United States
25 Jan 18
@acelawrites That is a good option :) Glad it works out for you there.
@acelawrites (19272)
• Philippines
24 Jan 18
Itis good we have it here; we pay when the item is delivered.
1 person likes this
@acelawrites (19272)
• Philippines
24 Jan 18
The reason I rarely buy online; it is better to see the items beforehand before buying it. If you have more time to do it.
1 person likes this
@dodo19 (48182)
• Beaconsfield, Quebec
24 Jan 18
@acelawrites That's true. We can look at the item and see it in person.
1 person likes this
@cttolledo (5459)
• Legaspi, Philippines
23 Jan 18
I use credit card mostly on airline tickets
1 person likes this
@cttolledo (5459)
• Legaspi, Philippines
26 Jan 18
@acelawrites Yeah haha ! and it's easy to book a flight with the use of crecit card, very convenient
@acelawrites (19272)
• Philippines
25 Jan 18
Some credit cards offer promost for frequent flyers, like the "miles" thing.
1 person likes this
@acelawrites (19272)
• Philippines
14 Feb 18
It is nice to use debit card for such online transactions.
@Letranknight2015 (52665)
• Philippines
23 Jan 18
It's better to be cautious now before you deeply regret it. The only time I made a payment was with some one that delivered the item that I was interested to.
1 person likes this
@acelawrites (19272)
• Philippines
24 Jan 18
Same here, but there were online purchases that I was so sorry for ordering online.
1 person likes this
@silvermist (19701)
• India
23 Jan 18
It is risky,yes.But when some things are not eligible for cash on delivery,I do use my debit card.
1 person likes this
@acelawrites (19272)
• Philippines
24 Jan 18
Just be careful. Yes, sometimes we can not do away with it when there's no option.
@acelawrites (19272)
• Philippines
24 Jan 18
So good to be careful than regret later! Paypal is safer!
1 person likes this
