Do you budget!!

@Rosain (639)
India
October 1, 2018 10:50am CST
Today, I want you to think a little bit about how you manage your money.  what kind of person do you think you are when it comes to money management?Are you someone who keeps to a tight budget to make sure all your bills are paid and you still have something saved for a rainy day? Or are you more likely to spend what you want, and see how things balance out at the end of the month?   I look forward to hearing your thoughts!
9 people like this
15 responses
@dodo19 (47133)
• Beaconsfield, Quebec
1 Oct 18
We do try to be careful with our income. It wasn't too bad when I was working, but now that I lost my job, we are a lot more careful.
2 people like this
@dodo19 (47133)
• Beaconsfield, Quebec
1 Oct 18
@Rosain thanks. I'm sure I will as well. i am looking and trying my best to find something.
1 person likes this
@Rosain (639)
• India
1 Oct 18
Oh it's sad. Don't worry you will get a new one soon
1 person likes this
@Icydoll (36717)
• India
1 Oct 18
I should maintain budget and i spend wisely..
2 people like this
@Rosain (639)
• India
1 Oct 18
True
1 person likes this
• United States
1 Oct 18
Since I am on a fixed income anymore I have to keep a very tight budget to make sure I pay all my bills on time.
2 people like this
@Rosain (639)
• India
1 Oct 18
Good decision
1 person likes this
@mesbakh (2284)
• Indonesia
2 Oct 18
i am strict in money, i mean i have good calculation before buyign somehting
1 person likes this
@mesbakh (2284)
• Indonesia
2 Oct 18
@Rosain remember, buy something by need, not by want
1 person likes this
@Rosain (639)
• India
2 Oct 18
@mesbakh yes i already do that
@Rosain (639)
• India
2 Oct 18
@JudyEv (326749)
• Rockingham, Australia
8 Oct 18
We make sure we always have enough to manage and some put away for emergencies. We're retired now so it's important we don't overspend.
1 person likes this
@JudyEv (326749)
• Rockingham, Australia
9 Oct 18
@Rosain Some people are not good at all at managing their money.
1 person likes this
@Rosain (639)
• India
9 Oct 18
Overspending is a bad habit in my opinion.. Don't know why people do this!! May be they have more than enough money and they don't understand how to manage thus they spend it in unnecessary things.
1 person likes this
@Rosain (639)
• India
9 Oct 18
@JudyEv i agree
@Janet357 (75656)
2 Oct 18
My husband and i have separate savings. We dont buy much specially if they are not so important. We just spend more on food, but we dont eat frequentlyin restaurants and watch movies at home. But when it comes to big movies like M.I and so on, we watch in cinema, if it’s our wedding anniversary we eat in a fine restaurant.
1 person likes this
@Janet357 (75656)
3 Oct 18
@Rosain yes because is so fast to disappear, hard to earn yet you can shell it all out on something in just a day.
1 person likes this
@Rosain (639)
• India
3 Oct 18
@Janet357 correct
1 person likes this
@Rosain (639)
• India
3 Oct 18
Very nice.. You are taking really appropriate steps
1 person likes this
@May2k8 (18123)
• Indonesia
2 Oct 18
since I don't work anymore, I have to be careful in using money. I save and calculate every time I want to buy something because we will not always be satisfied if we don't limit it.
1 person likes this
@Rosain (639)
• India
3 Oct 18
Truely said
1 person likes this
• Bridgton, Maine
1 Oct 18
When I was a child, I was quite the miser despite being so young. Even when my parents encouraged me to purchase something, I often refused to do so, as I wanted to save, save, save when it came to money. Nowadays, I'm still tight with my money. But I'm not a miser. I think I'd feel more nervous and uptight if I spent a lot of money on a regular basis, as I don't want to have to worry about not having enough money saved.
1 person likes this
@Rosain (639)
• India
2 Oct 18
Great!! I'm little bit like you.. I also don't like to spend a lot on unnecessary things. Anyway, you do have a good habit
@MALUSE (69390)
• Germany
1 Oct 18
I have enough money for the things I need and want. This does not mean that I spend a lot. Having lots of clothes or shoes is not something that makes me especially happy. I'm a modest person by nature.
1 person likes this
@Rosain (639)
• India
2 Oct 18
Very well said
@sw8sincere (5204)
• Philippines
2 Oct 18
i do save the money, everyone should do saving nobody knows when the bad time might come
1 person likes this
• Philippines
2 Oct 18
@Rosain you know how to block anyone here? one guy bothering me
1 person likes this
@Rosain (639)
• India
2 Oct 18
Very true
@Rosain (639)
• India
2 Oct 18
@sw8sincere oh same here yaar. One guy bothering me too. His name is rocker. Me too bothering him lol Go to his profyl then block him
@Daelii (5619)
• United States
1 Oct 18
We budget (hubby and I)! Bills & food then extras! Needs before wants!
@Rosain (639)
• India
1 Oct 18
I love your line "needs before wants" and i agree too.
1 person likes this
• New Delhi, India
1 Oct 18
I am right now through a bad phase. I am literally careful and worried about my money management.
1 person likes this
@Rosain (639)
• India
1 Oct 18
Don't worry this bad time will pass
• Philippines
1 Oct 18
I always save for a rainy day! We need to be practical these days.
1 person likes this
@Rosain (639)
• India
2 Oct 18
Very true
1 person likes this
• Philippines
3 Oct 18
I see to it that I have at least 20% of my income go to my savings. While the rest is for paying bills and for my luxuries
1 person likes this
@Rosain (639)
• India
5 Oct 18
You have a good strategy. First save then spend
@anya12adwi (6059)
• India
9 Oct 18
I do budget but don't stick to it..