COVID debt/finances update

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COVID adulting - debt update I thought it would be kind of cool to post once per month on here or so to keep me on track with my financial goals. Goals for me are to pay off my current debt, and then work on building a down payment on a house. Unfortuantely, life, and shopping gets in the way. But since I have been "homebound" the last couple of months with COVID, and then the riots here in Minneapolis, but still working (perhaps working more now than I was before), it is a perfect time for me to get financially responsible. I currently rent, for pretty cheap, and have minimal bills. Previous to COVID, I was a pack a day smoker, enjoyed gambling at the nearby casino, and spent a ton of money on trips every-other-month - those flights, hotels, rentals, etc DEFINITELY add up. I miss all those experiences but might as well use this time to better my financial status.. Current Debt - 6/9/20: $14,977 Credit Card Debt: $0 Student Loan: $3540 Auto Loan: $11,437 Progress I have made this month: -Paid $1,800 Smile Direct Club for teeth aligners -Paid $310 Student Loan -Paid $0 extra to car loan BUT I have a refinancing in the works with my credit union. My original car loan is from the dealership, a 5.5% APR which was the best they could do for me. Now I am finishing up a deal with my credit union that will give me the same term length, but 4.25%, and no payments for 100 days (I opted for two months payment-free, but I will likely be paying it off anyway to get a head start). -No extra money put into savings at this point. I have no specific goals for this month - but I will try to check in again at the beginning of July. My goal is to pay a couple hundred off of my student loan and my car loan. Things that will likely get in the way of my progress in the coming month: *Stabilizer link needs replacement on my vehicle (yes, the one I owe 11K on) *Home improvement projects (next on the radar is painting the stairwell, then I will move on to redoing a closet!) *Thinking about doing a quick road trip / camping trip in mid-July.. Anyone else making any progress on financial goals? Hope everyone is staying safe and well.