Do you save maney for critical situations?

By Luli
Romania
October 10, 2021 12:57am CST
Hello! I find myself lalely, more and more often, in financial stress. As my income increases also my costs get higher and it feels like a non-end situations. And as much as I plan to start saveing some money, years go by and I see no progress. Do you manage to save money? Do you follow some rules to succeed?
14 people like this
13 responses
@Vree0937 (2396)
• Indonesia
10 Oct
Definetly! I know how it feels when member of my family got sick and we have no saving, when I was young. so I always keep a saving for emergency
3 people like this
• Romania
10 Oct
Congrats! I also had some dificult times in the past that shoul have been teach me to save...instead it made me live like there is no tomorrow promised but it's not ok
1 person likes this
@sjvg1976 (30202)
• Delhi, India
10 Oct
Don't you have a mediclaim policy?
1 person likes this
• Romania
10 Oct
@sjvg1976 just something basic offered by the company I work for
1 person likes this
• Kenya
10 Oct
Yes and it really saves on emergencies
2 people like this
• Romania
10 Oct
I am shore it does, that''s why I am trying to make a change in my choices.
2 people like this
• Kenya
10 Oct
@Luli_hope Yap and you won't regret it!!
1 person likes this
• China
10 Oct
Me too. I spent all my money on buying a house. I don't have any savings now,I always feel that money will never be enough
2 people like this
• Romania
10 Oct
Same here. Buy a house, renovate one, make some trips so that we acumulate memories for us and the kids...but at the and of the month I have no penny in my pocket :(
1 person likes this
• China
10 Oct
@Luli_hope es, I spent a lot of money on my dental repair last month. I have to pay off the debt on my credit card next month
1 person likes this
@jstory07 (111592)
• Roseburg, Oregon
10 Oct
I save back 10% of what I make online and put that in savings every month.
2 people like this
• Romania
10 Oct
How do you make money online? You have an online job, you haunt offers, you use more sitest to collect small amonts? You play games?
1 person likes this
@Janet357 (73752)
10 Oct
I do. I save 90% of my earnings or salary as my husband pays for all the expenses here.
2 people like this
• Romania
10 Oct
Wow! Thas,t a lot, congtats! My husband also pays most of the bills but at the and it feels like I always decide to invest my money in things (trips, invest in the house, social events) than to save...
2 people like this
@RebeccasFarm (48592)
• Wheat Ridge, Colorado
10 Oct
Yes I do, then I need it for critical, then have to start again. The rule I follow is do not buy anything not needed.
1 person likes this
• Romania
10 Oct
Thank you, it's a good rule, I will consider it.
1 person likes this
• Wheat Ridge, Colorado
10 Oct
@Luli_hope Welcome
1 person likes this
@MALUSE (67277)
• Germany
16 Oct
Hello and welcome to myLot. Enjoy the site! You're one of the few European members here and the only one from your country as far as I know.
1 person likes this
• Romania
16 Oct
Realy?? So i have no chance to meet someone i know in real life I just find the site by googing diferent things. Seams interesting and if it pays something is even better.
@zeongi (156)
• Ujung Pandang, Indonesia
10 Oct
yes I have a little but not much. I hope it can help me in the future although I also often have doubts about the circumstances of my own life.
1 person likes this
• Romania
10 Oct
It always looks like the circumstances are my excuse too for not saving. The truth is a ferm atitudine and perseverence may be the key.
10 Oct
I got to save some money but eventually spend it.Plan to save money again for future use.
1 person likes this
• Romania
10 Oct
Same here??
@aninditasen (3231)
• Raurkela, India
10 Oct
Yes, I do manage to save money. I plan out my budget every month.
1 person likes this
@arunima25 (66705)
• Bangalore, India
10 Oct
I plan my budget very meticulously. I try to stick to it and make sure that I save enough for rainy days. Life is unexpected and emergency can pop in anytime.
1 person likes this
@sjvg1976 (30202)
• Delhi, India
10 Oct
No, I dont. Edit: I have a full-time offline job so apart from the monthly expenditure everything goes into saving, there is no rule that I have to save a fixed percentage of the salary.
1 person likes this
@iKONICNoona (2015)
• Philippines
12 Oct
Saving money from our salary is a must these days. If only I am working now I will definitely save up again. Specially now we are experiencing pandemic and a lot of us is suffering financially and to some the lockdowns made it worst because we cant go to work just like before. When I was still working, I try to make it a point to save up a hundred or thousand pesos from my salary for emergency purposes. I have a spare card or bank book for savings . I was able to save up until my uncle borrowed and did not pay me back
• Romania
15 Oct
Ohh, that s verry ugly...The pandemic did not affect me but also didn t made me save money. Hope you will be ok with the job and manage to save again.