Paid My Credit Card Today / myLot

United Kingdom

August 4, 2022 4:47am CST

As broke as I am due to being jobless for 2 months I am proud to say I have not maxed out my credit card. I decided to pay 4 days ahead of schedule so as not to forget about it. I won't ever touch it unless I need it badly. It is going to be my last resort. Meanwhile I continue to do online rackets to keep me occupied and to have little extra money for things.

7 people like this

6 responses

Sam The Godfather

@DevMrSamEleazar (13701)

• Philippines

4 Aug 22

sad to know that you are still jobless. hope your visa will arrive really really fast. Anyways I wanna ask. why you need to pay your credit card? I dont have one so I am curious

2 people like this

YoghurtGal

@flapiz (22414)

• United Kingdom

4 Aug 22

Well a credit card is like a debit card but you can borrow money from it even if you don't have any money on the bank. You do need to pay what you borrowed on time so you don't pay interest. I use it to help me when I am short of cash.

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Sam The Godfather

@DevMrSamEleazar (13701)

• Philippines

4 Aug 22

@flapiz ohh so it is a loan? Thanks for clarifying it

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YoghurtGal

@flapiz (22414)

• United Kingdom

4 Aug 22

@DevMrSamEleazar Well kinda like a loan but a short term one.

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M Cheung

@Beestring (13358)

• Hong Kong

4 Aug 22

It's good that you paid off the balance of your credit card before the due date. No need to pay interest then.

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YoghurtGal

@flapiz (22414)

• United Kingdom

4 Aug 22

Yeah the last thing I want is to pay interest.

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rsa101

@rsa101 (37968)

• Philippines

4 Aug 22

Although it is very tempting to swipe it at this time that you are out of job. But I guess you are right to decide not touching it for some time because that could bury you to debt if you are careless in using them.

1 person likes this

YoghurtGal

@flapiz (22414)

• United Kingdom

4 Aug 22

Yeah I want to be able to pay whatever I borrow. If I get my visa this month then maybe I can swipe till I get my first salary. Before that I must really be cautious with money.

1 person likes this

Dominique

@dodo19 (47102)

• Beaconsfield, Quebec

4 Aug 22

It can't be easy not having a job for so long. I am glad that you're able to pay it and not max it out.

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Dominique

@dodo19 (47102)

• Beaconsfield, Quebec

5 Aug 22

@flapiz I can imagine that it's not easy. It's nice that he is helping you.

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YoghurtGal

@flapiz (22414)

• United Kingdom

5 Aug 22

@dodo19 yes I would say of everything going wrong in my life he was the only thing that makes me feel lucky.

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YoghurtGal

@flapiz (22414)

• United Kingdom

5 Aug 22

It is very difficult and this month is proving to be harder since I have exhausted my savings. My boyfriend has been a great help and is covering the groceries.

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