Senior benefits calls
By ElicBxn
@ElicBxn (64169)
United States
August 29, 2022 9:59am CST
I worked for the State of Texas for 25 years. Between that and my age, I was only 4 years away from 70, the "magic" retirement age. I say 4, but if I had kept working, it would've only been two years - that is age+worked years = 70. However, at that time, the State was allowing people to buy up to 5 years to be retired.
So, I retired and I got retirement pay and the State also covered my insurance. Since I was single and only needed to cover myself, the State payed for all of my health benefits and I only paid for vision and dental. At 64 I knew that my health benefits would change at 65. So, in August I went to one of the Insurance fairs the State put on for employees and retirees.
I knew that the State would pick up all the pay, except for vision and dental, but I needed to reevaluate what would be the best plan for me and when it was going to start.
So, when I get these calls telling me that I need to buy insurance for what Medicare doesn't cover, I know I don't, the State does that.
This morning, really just a few minutes ago, I got one of those calls. When I told her that I had worked for the State, she said: "Oh, then you are covered, thank you for taking my call."
In the last 4 years that has happened exactly twice now... I will not complain about people who know about Texas insurance/retirement...
Thank you, nice lady!
2 people like this
2 responses
@ElicBxn (64169)
• United States
29 Aug 22
@LadyDuck it is most likely. Texas doesn't exactly pay their employees very well, but to help keep them on they did do things like good insurance benefits. The main problem with Texas has been that the pay is poor for some cities, and a lot of time in the larger cities a person would get a state job, stay on it long enough to get needed employment time and quit for a better paying job. However, in other parts of the state the pay is considered quite good. I have a friend who worked for the State in the Austin area for several years. Her husband got transferred to Amarillo and there the employers said they couldn't pay that much.
1 person likes this

@ElicBxn (64169)
• United States
29 Aug 22
You got it! I've heard that a lot of the Northeast does well for the people that work in the various systems. In Texas, if you work for a state University you can get good stuff, Maggiepie retired from the University of Texas and did well. The various cities, however, deal with their teachers and I have no idea how they deal with them.
1 person likes this




