Spent 90 Minutes with the Banker

United States
June 27, 2025 11:39am CST
It was supposed to be so easy. We just wanted to open a Checking Account and get a Credit Card at a new bank. Easy peasy. Nope. Documents and information and forms and questions. OMG you would think we were taking out a $1 million mortgage or something. We weren't "borrowing" money, we were "giving them" money. But overall the people there were nice and patient and everything's turning out the way we wanted it to. How has your banking experience been lately?
7 people like this
7 responses
@LindaOHio (192667)
• United States
17h
I've only been into a bank twice in the past 10 years or so. I will need to go soon to change my beneficiaries. They are always very nice.
2 people like this
@LindaOHio (192667)
• United States
10h
@porwest I would also need your Social Security Number. lolololol
2 people like this
@porwest (101990)
• United States
2h
@LindaOHio lol. Let me know when you are ready.
@porwest (101990)
• United States
14h
Change beneficiaries? It's B-A-U-E-R, like Eddie. Let me know if you need more than that. lol
2 people like this
@kaylachan (78604)
• Daytona Beach, Florida
27 Jun
Not to bad, really.
2 people like this
@snowy22315 (191847)
• United States
27 Jun
It seems to be fine. I haven't dealt that much with banks lately honestly.
1 person likes this
@xFiacre (13799)
• Ireland
27 Jun
@looeyville I haven’t been inside a bank for about 2 years thankfully. All my dealings are on line and I’ve not had any reason to complain. Recently opened a new checking account to keep some money separate and it was nearly too quick and easy. I still even have an account with a bank in Paris from when I lived there - just enough money on it to keep it open.
1 person likes this
@porwest (101990)
• United States
14h
I haven't changed banks in over 11 years, but I remember the last one being a harder process than I thought it should have been.
1 person likes this
27 Jun
I'm glad it's banking I really am. My banking experiences are positive experiences. Haven't paid a single bank charge in over 25 years Always pleasant when we go into a branch. Nice coffee, nice chairs, It's great
1 person likes this
• United States
27 Jun
I worked all the "deals" available to me such as free annual fee, free checking, and $900 bonus for opening and maintaining an account for 90 days
1 person likes this
27 Jun
@LooeyVille Do you still write checks/ cheques
1 person likes this
• United States
27 Jun
@Ineeddentures Very rarely, but the savings account interest rate was the same as the checking account interest rate, and we wanted a Debit Card to access our money, so we chose to open a checking account
@AmbiePam (99900)
• United States
27 Jun
I love my bank. They’re the best.
1 person likes this