You Can Lead a Horse to the Water...But...

I agree and have always been a penny pincher. That was the only way we were able to do so many camping trips when our girls were growing up.

@kareng There are so many concepts out there to learn and heed, "Pay yourself first," "Money makes money," "Getting rich is not about making a lot of money, it's about keeping as much of what you do earn as you can," and so on and so forth. I think a lot of people who see people with money don't fully grasp how they got there. They think it was luck, or maybe they just had a really good job, or they inherited something. Most millionaires are self-made. In other words, they started poor, and became rich, and many of them accomplished it not through making a lot of money, but by employing basic commonly known strategies that work over time. Like I always say about money, getting rich, and achieving financial freedom, it's rarely about the money itself. What's more important is the mindset. If the mindset is right, the amount of money one has to work with to achieve the goal doesn't matter. Because as well, money is rarely the problem. The mindset can either work with you or it can work against you. A successful lawyer, for example, who earns 6 figures a year could be poor while another man who ekes out a meager $30k a year could be rich. It's all about how they view their money, and what they do with it. I am a penny pincher too. Always have been. But I think a lot of people see that as someone who miserly sits in the dark and never has any fun or luxuries while he counts his pennies. The reality is quite the opposite. Pinching pennies actually creates more opportunities to do the things you want, when you want, on your terms, and not have to rely on credit or other things to do what you want.

@porwest Yes, Yes, and YES!