The Average Car Payment: $750/mo

@payout (3797)
United States
October 15, 2025 7:45pm CST
Lately I’ve been listening and seeing social media posts about insane car payments. Where you’ll see crazy high payments like $1900+ a month or if they’re on the low end of $400. The terms of the loan are 85+ months and some have crazy interest rates as high as 29%. I understand there’s inflation, but it seems like the quality is not there, but cars seem to have more issues now more than ever. Everything is a sensor. So many moving parts, and once this is out of alignment, issues start happening. Things have definitely changed over the years. Have you noticed the normality of a high car payment within these last 5 years?
6 people like this
5 responses
@porwest (109395)
• United States
16h
No. I personally have not. Because I always put enough money down to avoid the higher payment when I take out a loan for a vehicle. My last truck, I bought used with just 26,000 miles on it, put $14,000 down, and my payment was under $400.
• Northampton, England
21h
Byt a /res/ car for that
@snowy22315 (197472)
• United States
16 Oct
Isn't that terrible and shocking?
@crossbones27 (51355)
• Mojave, California
16 Oct
There is actually a video on this, I cannot begin to know where to find it, probably simple high car prices. I quit many things years ago, high car prices and what people will pay for them and they not even that well made. Charging 75,000 to 150000 for those big American trucks. They say so many just sit in a grave yard because people refuse to buy them but at same time they surviving because so many also willing to buy them. What a waste of resources and practical living. Its one of the more interesting videos on Youtube but I am very bad with names.
@2ndchances24 (11062)
• Cloverdale, Indiana
16 Oct
It's not just vehicles that's up, it's EVERYTHING, we just have to be cautious about what you buy & how much to save for out of pocket surprises that happen to spring up out of the blue.