How do you save money?

@howiedy (236)
Philippines
January 24, 2007 2:34am CST
Saving money is vital these days since the remuneration or compensation that one receives is not proportionate to the increasing cost of living. Whenever I buy something, I put the change, be it coins or bills to my piggy bank. And it pays off to wait since I was able to save enough money for purchase of my basic necessities. I also bring packed lunch at work so that I need not buy my food anymore. How do you save money? I want to hear from you.
2 people like this
5 responses
@vicat506 (132)
• United States
24 Jan 07
I opened a checking and savings account thru Bank of America. They have a really cool program. When you use your debit card thru the checking account, it automatically rounds up to the next dollar. They take the extra change and put it into your savings account. So say you make a purchase for $4.33, they round it up to $5 and put the 66 cents in your savings account. It's not much, but it really add up over time! And they match 100% of what you put in for the first 3 months. So far we have had almost $30 in our account this month from that! If anyone has access to a Bank of America in their area, I highly suggest it! They also have great accounts for students!
@vicat506 (132)
• United States
24 Jan 07
Sorry, that should have been 67 cents...did I mention I'm not a math major? Lol.
1 person likes this
@howiedy (236)
• Philippines
25 Jan 07
Forgiven. It's ok people make mistakes. That is actually a good program. Unfortunately, our banking system is quite different here in the Philippines. Even a penny matters.
1 person likes this
@Deane_2005 (1644)
• Philippines
30 Jan 07
What I usually do to save money is window shopping only. I try to buy what's really important and those stuff which I really need. I go to a plea market or baratillo sales inorder to find good but cheaper items. I guess we really need to be practical this days as all stuff are rising. Don't spend to much on electricity, you must also know some recipes that are nutritious but can buy only for a cheaper amount as well.
1 person likes this
@howiedy (236)
• Philippines
31 Jan 07
Very practical advise. I do not buy much these days.
2 people like this
• United States
24 Jan 07
The only way I can save anything these days is with excess quarters and dimes. I just keep saving and rolling them up.
1 person likes this
@howiedy (236)
• Philippines
25 Jan 07
Good habit. Eventually you can earn enough for savings or shopping.
1 person likes this
• United States
30 Jan 07
If I really need to save money, I stay at home so that I won't have to spend any money on unecessary things. I cook instead of eating out. I turn the tv off when I'm just listening to it. :-) When I buy diapers, I calculate and see how I can buy them cheaper, if by 4s, 12s or 20s...
1 person likes this
• United States
12 Feb 07
I put a certain amount of money in my savings account everytime i get paid and it is starting to really add up and earn interest, it was a really good idea im glad i did it