How many of you make online Banking? R U satisfied with services?
By prasad1961
@prasad1961 (5597)
India
February 2, 2007 4:43am CST
Banking goes with new innovative Ideas. Among this is one of newer method of on line banking. Without visiting banks we can do all the remittances. In view of making less circulation costs to the currency notes and saving the Establishment Expenditure on Govt. But they forget to look after the services to the customers. How do you feel the efforts made by Banks.
2 people like this
4 responses
@preetshweety (1046)
• India
5 Feb 07
I prefer online Banking. i use it quite often. U have only to be cautiou of ur ID n ur Password. Erase all d History before quiting d PC u are using.
i m quite satisfied with my bank. Till now I have no complains with my Bank.
@lalav1 (1052)
• United States
4 Feb 07
I am lucky enough to belong to a credit union for my banking. Credit Unions have better loan rates and interest then most banks and they don't charge fees just for having an acct., like some banks do. I have done online banking for over 5 years now and I love it. I am able to see my statement at anytime. I can transfer money from one acct. to another and there is an ATM machine just a few blocks from my house at the grocery store where I shop. The best thing I like on my Credit Union site is that they offer live chat. During business hours, you can ask questions and get immediate answers. It's great. Also, my Credit Union offers special deals on car loans all the time and automatic overdraft protection free of charge. I can order checks online as well. Every so often they have you change your password. If you ever have the chance to belong to a credit union, I say go for it. I pay some of my bills online as well. but I just pay directly to the credit card site, etc. I haven't had any problems in all the years I've been doing this. I think it is great. In addition I have an online savings acct. at ING Direct, which I heard about on tv. They offer a higher interest rate for savings and you can transfer money from this acct. to your bank acct. They even offer online banking now. Also, I can download or fill out forms on my credit union website. It's great!
@hariharbhat (1312)
• India
2 Feb 07
Be cautious about password theft and phishing on internet.
You will come to know only when the money is fraudulantly withdrawn by the online miscrents.
@stephcjh (38473)
• United States
2 Feb 07
I have been doing my online banking now for about 3 years. I like it. It makes everything so much more convenient. You can do balance transfers and all of that stuff online. You can also pay bills online using online banking. I t is really convenient to use.
