Loan sharks and council taxes

@simesc (248)
February 16, 2007 12:30pm CST
I was reading a website and it was telling how a council was trying to stop loan sharks operating. They are people who prey on people on low incomes. My argument with councils taking the moral high ground on this issue. They are often the people who force low income families to go use loan sharks. Council tax offices are so unhelpful and they make so many mistakes. If you are even slightly late with a payment, often they will cancel your payment plan, threaten to take you to court and with ballifs. It annoys me how hypocritical government both local and national is
3 people like this
2 responses
@dorypanda (1597)
30 Dec 07
I can't really say much more than what pumpkin said, I do agree with you and with her. I've had several problems with our local council and the council tax. I didn't go to a loan shark, I went to 'Provident', although I think a loan shark might have been cheaper. So basically I got a loan to pay off the council tax that I couldn't afford to pay. The annoying thing about the council tax is that you're always paying in advance, which is something not many people seem to realise so I don't see how they can say we're in arrears with it when the year hasn't even ended yet. It doesn't make any sense, but then again, what government deparments do?
1 person likes this
@pumpkinjam (6879)
• United Kingdom
13 Sep 07
Here, here to that. The council trying to prevent loansharks operating would be like a credit card company trying to stop people using banks. It's ridiculous. The council themselves are far worse than many loan sharks and, youare right, it is almost always down to problems with the council which result in people having to go to loan sharks. I've just had a court summonds because I haven't paid my council tax. Now, I'm not going to go to a loan shark but it would be the only way of paying the money. The council do make things difficult for low income families. We've tried everything from applying for benefit (which was turned down because the council think we have more money than we actually do) to trying to tell the council that we don't have the money (which they obviously don't understand because they just ask for more and more) so what choices are there? If the council want to stop loan sharks operating then maybe the council should be stopped from operating or at least from trying to squeeze blood from a stone, If the council would accept that people can not pay them if they are to be able to pay their proper bills then this would, no doubt, reduce the necessity for use of loan sharks.