Have you been in credit card trouble due to huge debt?

I have few credit cards and I am trying to cut down on it. I don't even put them in my wallet anymore...that's my way of controling it, lol. I used it more on traveling and during Christmas season. I am good on paying it back too.

Fortunately my husband is a very good with finances. He knows when to draw the line when it comes to using credit cards. We use credit cards often especially for major expenses like buying furniture or going on trips. After we are back from trips, my hubby makes sure the debt on that card is completely cleared before we go on another one. So at any given point of time, our debt is never more than a $1000 or sometimes no debt at all (like now). He has been careful with his money since the time he came to the US as a student and he has even lent money to friends since they always ran out before the next pay date. He has assisted a few of them in getting out of bad debt. I feel proud to have such a smart hubby. I really don't have to worry about our finances. :)

I have never been into trouible due to creidt card. In fact, Now I cant live without a creidt card. They are my tru companion. I have 6 credit cards and use all of them almost regular. I never end up in trouble because I always make it a point to pay up my bills promptly.

We have several credit cards. We always pay them off when we get our salaries. We never have to pay any interest, as they all have a 45 day interest free period - and we always pay within that time bracket. We are very careful not to start a growing credit card debt, as we believe that to be the way to ashieve finansial ruin quickly.