jdowens12

@jdowens12 (8)

Age 56

Joined myLot 11 years ago

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jdowens12's Activity

What is the best way to SAVE money ?

rtslvtwy @rtslvtwy (1088) • Malaysia 24 Apr 13

Many times the money we get or the money we earn so hard just get spent without knowing exactly what we have spent it for and end of the month we just think back and wonder where did all my money go to. So, what do you think is...

17 responses •

1 person

jdowens12 Buying online can save you money with these great deals, auctions, cash back and coupon websites. I think saving money can be fun if you really have that zeal for it.

25 Apr 13

What is the best way to SAVE money ?

rtslvtwy @rtslvtwy (1088) • Malaysia 24 Apr 13

Many times the money we get or the money we earn so hard just get spent without knowing exactly what we have spent it for and end of the month we just think back and wonder where did all my money go to. So, what do you think is...

17 responses •

1 person

jdowens12 Budgeting is just what you describe. But a spending plan is a different idea because you are planning and disciplining your self with your spending. And do not forget you can always adjust your plans. When I put money into a saving account I basically "set it...

25 Apr 13

What is the best way to SAVE money ?

rtslvtwy @rtslvtwy (1088) • Malaysia 24 Apr 13

Many times the money we get or the money we earn so hard just get spent without knowing exactly what we have spent it for and end of the month we just think back and wonder where did all my money go to. So, what do you think is...

17 responses •

1 person

jdowens12 Yes, I do agree we need to watch what we are spending money on. That were I save a lot of money myself. I realize there was things I just did not need and began to live without them. My favorite store these days are the Dollar Tree stores where everything is...

25 Apr 13

What is the best way to SAVE money ?

rtslvtwy @rtslvtwy (1088) • Malaysia 24 Apr 13

Many times the money we get or the money we earn so hard just get spent without knowing exactly what we have spent it for and end of the month we just think back and wonder where did all my money go to. So, what do you think is...

17 responses •

1 person

jdowens12 When saving money this way you really defeat the purpose of savings. This behavior is what a lot of us do. The idea of saving is just that. You may want to start small the gradually save more. And one of the things I do I put change for the store that I have...

25 Apr 13

What is the best way to SAVE money ?

rtslvtwy @rtslvtwy (1088) • Malaysia 24 Apr 13

Many times the money we get or the money we earn so hard just get spent without knowing exactly what we have spent it for and end of the month we just think back and wonder where did all my money go to. So, what do you think is...

17 responses •

1 person

jdowens12 What you are describing is a spending plan and those are always great. You have to save money these days no matter how small you start out with. Start with a saving account where the bank transfer a certain amount every payday. Saving account are great tools.

25 Apr 13

What is the best way to SAVE money ?

rtslvtwy @rtslvtwy (1088) • Malaysia 24 Apr 13

Many times the money we get or the money we earn so hard just get spent without knowing exactly what we have spent it for and end of the month we just think back and wonder where did all my money go to. So, what do you think is...

17 responses •

1 person

jdowens12 Saving money is hard. But think about it when you save money you are paying yourself and reinvesting in yourself. In the long run you will be able to take a vacation or some time off work because you saved and not have to worry about the bills when you come...

25 Apr 13

What is the best way to SAVE money ?

rtslvtwy @rtslvtwy (1088) • Malaysia 24 Apr 13

Many times the money we get or the money we earn so hard just get spent without knowing exactly what we have spent it for and end of the month we just think back and wonder where did all my money go to. So, what do you think is...

17 responses •

1 person

jdowens12 I think the best way to save money is to start with an amount that you want to save by the end of the year. Then divide that amount by the number of weeks or months you have left in the year. And start putting that money away each paycheck according to how you...

25 Apr 13