Bills, Bills, Bills...

For me, I usually pay my bills the online way. Some places allow card payment so I make use of an online portal that allows me to pay my bill by card. This way, I can accumulate reward points to exchange for some free movie tickets. ^^ For some like power bills, somehow the ways of paying are quite limited. I will normally do an online bill payment for that (no points there). Occasionally I will also make you of cheques. I feel secure enough in these methods of paying. ;-)

We generally pay our bills through the website of the place we are paying, whether it is a utility bill or a credit card. Just make sure that there is a symbol in the corner of the browser like a lock, this means the site is secured. Also, I have a coupe of bills, such as my car insurance that will lower the bill if you let them auto-deduct the amount from your checking account. My brother-in-law has a loan, where he does that and they knocked off a percentage point from his interest rate. At least this way we are sure the bill gets payed on time, and doesn't get lost in the mail somewhere.

I usually write a check for all of my bills but sometimes I will pay them online if I have an account set up to do so. I also pay them online if I want to get them there in a hurry or our of stamps. I don't have an account set up yet for all of my bills and some companies do not accept online payments yet. I feel fairly secure paying my bills online.

I can't remember the last time I wrote a cheque. I pay for my utilities and credit card online. I find that most other bills allow for either online banking or online credit card payments. I have my insurance paid via credit card to accumulate rewards. I also pay for all my groceries with this credit card for the same reason. I feel very secure with my online banking. So much so that I very rarely deal in cash or cheques.

I do all of mine electronically through online banking. It's quick, easy, secure and I've never had an issue in all my years of doing it. The only time I don't do it that way is when I pay them through telephone banking instead, when I'm not near a computer. I used to write down all my reference codes, but I've never had a problem and figure the bank can see the payment anyway, so why keep another piece of paper. Not only do my utility companies recieve it quicker, I don't have to pay money for a stamp or re-order cheques at my expense, because I don't use them very often.

hey saig, I pay everything online, it is all done through my bank, I can also pay through the bank via telephone if my internet is down or my computer is down so I don't have to worry about it. I don't like having things come out of my account every month automatically I feel like I have no control over my finanaces when that happens. That is one area that I want 100% control over. There are however some things that I have to have come out automatically and it is very stressful for me until it is completed. I trust the online method of payment as much as I do any. The mail is very slow and I would always worry that it wouldn't get there on time if at all. My Credit card is for emergency only and has a small limit on it so doesn't really do me much good. I have gone into my electric company and paid cash at times.

I use to use a check for everything, but now I use credit card are auto withdrawel from my account. That seems to make it easier on me.

I use direct debits through my bank. It's much easier and you can forget them as you know the bank will pay them when they are due, so long as you have enough money in the bank of course. If I have to pay for something immediately then I use a credit card, but I try not to get into debt with it.