i hate credit cards

United States
November 15, 2007 11:56am CST
my husband co-worker was so excited 'cause she got a victoria secret credit card and they gave her a free nail file!! How pathetic. CJR
1 response
@Ciniful (1589)
• Canada
15 Nov 07
I wouldn't go so far as calling it pathetic, it just doesn't interest me personally. My husband and I don't deal with credit cards, we prefer to pay for anything we purchase up front. But for conveniences sake, or other reasons, I can easily understand why other people do. My mother doesn't like carrying cash around and prefers to use her credit cards. Other people use credit cards to help rebuild their credit, and others enjoy the conveniences of having an instant payment method for their favorite stores. If his co-worker shops frequently through Victoria's Secret, then having an instant payment method through them likely is beneficial to her. I don't quite see how that's pathetic. *shrug*
• United States
15 Nov 07
Wow.... ok Well, i didn't mean that having a credit card is pathetic. I ment, I can't believe that people are excited about getting the promotional gift. It's like if they'd give away a free pen, everyone would go and sing up for a credit card. And I think credit cards are essential. You can't just pay everything with cash because then you'd have no credit.... unless you have like a mortgage and other loans. But, thanks for the feed back, i was just venting! :D HAVE A GREAT DAY!