financial budgetting!!!!!

@BYOLA2871 (4371)
South Africa
January 25, 2008 7:34am CST
When i was not earning good money i discovered that i was a very good analyst at my finances ,i tried the very best i can to keep within my finances and also save something but recently its not been easy for me to do that,how easy has it been with you when it comes to making a budget and keeping with it?and what can i do to have a good budget?
2 people like this
3 responses
@stephcjh (38473)
• United States
26 Jan 08
I try to do that also. I hate being in debt and when I woe someone some money, I try my best to pay it back very quickly. I budget my money every month and pay off whatever I can. I make a list of all of my bills and add them all up. I also figure up my monthly income and pay off all of the bills that come in every month. I only spend what I have left over to spend if I should need something. I rarely buy anything that I don't need.
@stephcjh (38473)
• United States
27 Jan 08
I'm glad that you caught it in time. My husband really doesn't understand how to really budget things so he lets me do it all on my own to make sure we stay on track.
@BYOLA2871 (4371)
• South Africa
26 Jan 08
its a good thing to have a budget and be disciplined enough to stick to it up to at least 80%.it helps to keep us in financial balance though i learnt this the hard way but at least its not late,making purchases spontaneously is bad but i am a culprit of that but am working seriously on that and i guess am winning
1 person likes this
@academic2 (7000)
• Uganda
25 Jan 08
I dont have much concern about budget issues-infact that is one financial discipline i have failed here badly
@BYOLA2871 (4371)
• South Africa
25 Jan 08
i think if we must be rich and wealthy this is one area of our finances that we really need to deal with please i have read it in many books and even at seminars that it is necessary and i have got advises in this area please give it a try and you wont be sorry you do that
@Madhavee (186)
• India
25 Jan 08
Expenditure raises to meet income so a proverb says. There are two methods to solve one's budget. you either cut your expenditure or try to raise your income. How do you like to earn $1000 per month and you also get !00 referrals. Make a friend of mine I will tell you details. You start earning $6 per day from now onwards.
@BYOLA2871 (4371)
• South Africa
25 Jan 08
yes i will be interested in that i already accept your friendship can you let me have what it entails?these days our expenditures seems to rise at geometric rates while income increases at arithmetic rates,it will be nice to have an extra income to meet up with this.do show me how