best way to grow your money

Smart spending creates surplus and surplus money goes into investment. So reinvestment of profits into high risk high return strategy makes money to grow faster. I too belive in the thought of WORK to learn and manage money to work for you. There are various kinds of ways to grow your money but here strategy plays a major role. I say the better way to invest the surplus into various kinds...equity,insurance,shares,debentures gives varied returns and somewhere we can have mixed portfolio of high secured /low return and low secured /high return which is smart way for long run to grow money. Cheers

insurance and stock do have their down sides. they do allow risks and they are slow in money making, probably small amount of money in a long process.

Money saved is money earned. The more money we have the more expenses we have, so when we buy less we can get by with earning less and thus pay fewer taxes. Stocks go up but they also go down, so people need to understand that and put their first savings into something less speculative. The great stock market crash that devastated the US economy a few decades shy of a hundred years ago was the result of people borrowing money to buy stocks, I think. Now we hear of people doing that again. It is scary.