Getting Out and Staying Out of Debt
December 28, 2008 12:16pm CST
It is so hard to get out of debt. I was doing really well for two years. I had paid off credit cards and my car. I was even paying down my student loans -- while in school. Since graduating, it has been downhill. I haven't been able to find a job. So, I went through all my savings and maxed out all my credit cards again. I had to defer my payments on my student loans. I am worse off now than I was in May. I can't even go to the grocery store. Now my phone is about to be cut off. Which means I can't get phone calls about jobs. Plus, there will be a fee to turn it back on. Once you are in a hole, even if you try to stop digging, the debt just takes over. I am so sick and tired of being in debt.
30 Dec 08
How frustrating for you. I wish I had some suggestions for things you can do. My husband was unemployed for a couple of years, and while he did manage to pick up some part time work, we definitely increased our debt. He just started at a job he likes, but it doesn't pay as much as other jobs people with his degree have gotten. I hate how being in debt feels like you start out so far behind everyone else. This year, I am trying really hard to find multiple streams of income to get out of debt. I feel like all of the articles about debt focus on saving more, but what do you do if you're just making ends meet? Or if the ends aren't meeting? (For the grocery store - is there anyone who can help? Can you go to a food bank or something?)
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