Debt and More Debt

@kerriannc (4282)
Jamaica
January 12, 2009 7:19pm CST
Hey guys today it seems as if everything that is bad happening to me. I took out a loan on the shop last year and the shop closed down. Then the loan officer keep on calling me so the last money I have I put it on the loan today. Then when I came home my father told me that the phone disconnect and can only used one way. I put two hundred dollars in a gambling game we have here in Jamaica name Cash Pot. I know that if the number that I bet play I will be able to test my eye. Only to hear that it play and now I have to put it on the phone bill because I know my father will bring an argument and so to avoid it I just have to do it. Have you ever need to do something urgent for yourself only to see bills coming at you and you have to put it at the back? I am so sad to know that I will have to think of another strategy again. Adult life is so hard I wish I was a care feel child again.
1 person likes this
3 responses
• Philippines
13 Jan 09
Debt and bills would always be a part of our daily existence. Maybe you are being taught a valuable lesson of money management. What is the reason you took a loan anyway? Saving should also be a priority once you get a job and only buy things that are a needed and not wanted. Buy things you want only if you have excess money.
@kerriannc (4282)
• Jamaica
13 Jan 09
I took out a loan because of my business. When I lost my job I have to used all of my money to open a shop. So you see when you are in business you have to sometimes borrow to keep it afloat if it is the only income for you. Thanks for your response.
• Philippines
14 Jan 09
I admire you. I always wanted to have my own business. Not all business is successful on the first try. Does who are successful has failed numerous time. The times that they fail are lesson learned. Keep at it and you may one day you will find that success you are yearning for.
@kerriannc (4282)
• Jamaica
18 Jan 09
Thank you for your encouragement.
@ronaldinu (12454)
• Malta
20 Jan 09
Hi Kerrianc. I hope that you'd be able to save money for your eye test. I am not in favour of gambling. I am sure that everyoone of us is tempted to gamble to make more money but I guess when you are hard for cash you have to stop spending and save more money. I do think one has to re evaluae his priorities in hard times. (c) ronaldinu 2009 - the more people I meet-the more I love my dog
@kerriannc (4282)
• Jamaica
20 Jan 09
Well you know ronaldinu, I spend less because I live a simple life it is just that my salary is small but cannot complain because there are alot of persons who are out of a job and because of this I tends to be more thankful as the days go by. thanks for your response deeply appreciate it.
@fwidman (11519)
• United States
13 Jan 09
Being an adult does have its drawbacks, that's true