Would you buy a house with your partner if you knew you would never get married?

@jesssp (2712)
Canada
April 16, 2009 6:24pm CST
If you were with someone and the opportunity to purchase a house came along would you go into it with them even if you didn't feel that they were the person you would marry or be with forever? When we bought our house together I went into it assuming that we would get married at some point and I also very much wanted us to get married in the future. We weren't really ready to discuss it seriously but we definitely both felt that we were in it forever. To be honest if I didn't feel that way I would never have done it. What about you? Would you consider something like purchasing a home together more of a financial partnership than a romantic one? What are your thoughts on either side of the coin?
1 person likes this
12 responses
@Adoniah (7513)
• United States
16 Apr 09
Are you serious? It is hard enough to get things straightened out when married people split. I can just imagine what it is like when nonmarried folks split up. I hope you have an ironclad agreement that says you get your share of the house immediately on the split or at least get to live there until it sells. If I had not had a good lawyer, my kids and I would have been on the street when I was divorced and the house was mine! My ex's family went after everything I owned. They even tried to get my kids. Heaven only knows why they wanted my kids. They sure didn't know what to do with their own. Good luck on that! Shalom~Adoniah
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@jesssp (2712)
• Canada
16 Apr 09
We're getting married in two weeks and I am extremely confident that there will be no separation to worry about before or after. And I actually said that I wouldn't consider purchasing a home together unless we were going to get married. Also, common law separations are pretty much exactly the same as an actual divorce and you can have agreements drawn up just as you would before a marriage.
@Adoniah (7513)
• United States
19 Apr 09
Not all states have common law marriage anymore. Shalom
@jesssp (2712)
• Canada
20 Apr 09
I'm from Canada and we do have common law marriage. If you've lived together for a year then you're common law here.
• United States
17 Apr 09
I'll only do it if: I can pay for the house on my own and if the place has my name in it. I'm not going to contribute to something that doesn't have my name on it. I'm not going to be that crazy especially if the loan is going to be in my name. If the loan is in his name and I'm the one who's co-owning the house, then cool, but not the other way around. If there was a way we could share both the loan and the house, then cool. I don't want to be unfair to the one I love but at the same time I don't want him to be unfair to me either.
1 person likes this
@jesssp (2712)
• Canada
20 Apr 09
That is a very logical and realistic way to look at the situation. As long as everything is even and you are both on the title then everything should be quite cut and dry in the event of a split; more so than a divorce I would think. My biggest issue is the 'building a home' aspect rather than the 'buying a house' one. I wouldn't want to build a home with someone I didn't want to be with forever.
@twoey68 (13627)
• United States
27 Jun 09
I think the only way I would is if it were wrote up ahead of time what would happen if one of us decided to call it quits. Would the house be sold and the money split, would one buy out the other, what about repairs? Also the furnishings and so forth. It's better to cover your backside then to have to battle it out in court. [b]~~AT PEACE WITHIN~~ **STAND STRONG IN YOUR BELIEFS**[/b]
@miamilady (4910)
• United States
17 Apr 09
I would have to take a lot of things into considerationg. Mostly, the nature of the relationship and the dynamics of the relationship and the nature of my partner. Am I the type of person that could rationally seperate "business" from emotion. Is my partner the type that could do so? Is he the type that would try to "get back at me" if things didn't work out? Could I afford the loss of what I invested in to the home? I think a few people might be able to manage the type of arrangement, but it would probably be very rare. Personally, I probably WOULD NOT enter into this type of arrangment. There are too many variables to consider and too many things that could go wrong. If the relationship was a "marriage" in every sense, but the "piece of paper", then it might work. But I'd really have to explore the reasons as to why we would be buying a house together and NOT getting married.
1 person likes this
@jesssp (2712)
• Canada
20 Apr 09
I agree completely. One of the biggest issues to me is that it isn't just buying a house together, it's building a home together. Why would you want to do that if you're just passing the time with your partner? It seems weird to build a life and a home together if you think it's going to be torn apart. To me the wedding part isn't important in this situation but the forever part is. It just seems crazy to me to make a 100k+ purchase (which is generally a 20 year+ commitment) with someone you don't want to be with forever. I know that sometimes things happen and situations change but to know going in and still do it seems like a bad decision to me.
@dragon54u (31636)
• United States
17 Apr 09
I would not enter into any financial arrangements with someone I had no legal ties to. Without being married or in a legal business partnership, someone is going to get ripped off eventually and I just think it's too risky.
@jesssp (2712)
• Canada
20 Apr 09
Unless you do have an agreement drawn up it could definitely be a risk. But I suppose in some ways it may even be easier to deal with in the event of a split if it was just a joint property issue and not an actual divorce. I just hope I don't have to find out either way!
• United States
17 Apr 09
Hi jessp I must say it has to be according to the relationship. If my bf and i have a good understanding then i will consider it, if not well i won't even think about it.
• Philippines
17 Apr 09
Me and my bf are also in the same situation. We are living together but the house we are living right now is under his name and he bought it two years ago. He has a younger brother and hid gf are also living together lately, they bought a house together. I think I don't want to buy a house with my partner if we have no plans of getting married in the future. I think marriage is still important as a sense of belongingness.
@whiteheron (4222)
• United States
17 Apr 09
I know of cases where couples bought houses and then when they did not get married they had a difficult time dealing with what to do with the house. I am not sure that I would do this... At present, I could not due to financial reasons. It is both an investment and a love nest.
@larish (2191)
• Philippines
16 Apr 09
I rather not buy a major purchase (house and car) with a partner (to whom I am nor married yet). I don't want a problem later on especially if things didn't go on smoothly.
@PinkyPosh (226)
• Canada
17 Apr 09
Definitely not. I'm very particular about building a house and ofcourse it is my dream. And when I'm going to make my dream come true, I would not take a risk of having some encumberance in that. If you are sure you are not going to marry that person.... then why take risk. Anything could can happen at anytime... No joint ventures and especially when it going to be a huge project ;)
• Philippines
17 Apr 09
For me no, first reason, we're not sure if we will be together forever and it will be a lot of hassle if we separate. Either you buy his share or you sell your share. 2nd reason, for me, its the guy who should be providing you with everything. Its up to you to help him but sharing half of the prize is no to me.
@marguicha (215604)
• Chile
17 Apr 09
You can buy a house with a lot of people. It´s an financial issue. It has nothing to do with getting or not getting matrried. When people mix up financial issues with love and partnership (in life) there is a problem that has to be solved.