OMG~! i really don't understand about paypla can you pls help me guys?

Philippines
May 15, 2009 12:59pm CST
do we really need to have a credit card first before we can have our own paypal acc.?HUHU :(..pLS PLS PLS i need ur reply..
2 people like this
6 responses
@th52096 (469)
• Philippines
15 May 09
First of all, I can see you are new member here in MyLot! WELCOME TO THE MYLOT COMMUNITY! PLEASE ENJOY YOUR STAY HERE! Remember, post as many as you can and make sure your posts are decent, long, and have high quality to earn alot here in MyLot. I am pretty sure you will get alot of information here in MyLot. Secondly, Actually I have a paypal account but I do not have a credit card. It is not needed to have a credit card to make a paypal account. I don't think they will ask you for a credit card pin or something like that. Just try to make a paypal account. If that doesn't work use AlertPay its basically the same as paypal. But I recommend Paypal. Welcome again to the MyLot community.
1 person likes this
@Leixa003 (867)
• Philippines
15 May 09
I think she wants to have a paypal account so that she can receive payments from mylot, is that right? Well before I used to have moneybookers for my payments here in mylot but since they removed it I use paypal. I also like alertpay because I can receive payments in USD while in paypal they would convert it to your local currency.
@Leixa003 (867)
• Philippines
16 May 09
Just feel free to ask whatever questions or uncertainties you have in mind. At first I was like that too but fortunately I get hold of some things but of course learning is a constant thing. And it is good to have mylot to have a place to discuss things and at the same time being paid.
• Philippines
15 May 09
thank you so much guys.. it do give me a lot of infos. .i am just a newbie and there are a lot of questions running through my brain.
1 person likes this
@CJscott (4187)
• Portage La Prairie, Manitoba
15 May 09
No, you don't. At least I didn't. You just need to verify it. If you are receiving money, or paying. It needs to go somewhere else sometimes, how do you get it from paypal to your hand? Your computer will not print you the money. Just take your time and read over the instructions again. I am sure you will get it all figured out cheers.
@CJscott (4187)
• Portage La Prairie, Manitoba
15 May 09
You can have it in your paypal account, but then you can only use it online, through merchants that accept paypal payments. if you just want money for using online, then you can, but if you want it to go to the movies, then you will have to connect it. It is not a difficult thing getting a credit card with a small limit, just be very careful to remember, IT IS NOT FREE money, but rather, you are borrowing it. Always pay back, as fast as possible. Cheers.
• Philippines
15 May 09
HAHA ryt..okay thanx again..yea' that's why i don't really wanna have credit card..i am a shoppahollic. not to the extent THAT shoppahollic but a lil' shoppahollic HAHA cheers!
• Philippines
15 May 09
how can u recieve money if haven't even connect it to a bank acc. or anything?
@Leixa003 (867)
• Philippines
15 May 09
I do not think you need to have a credit card before you can open an account. I think you just need a credit card to have your account verified. So even if you are not a verified user you can still receive payments.
• Philippines
15 May 09
yah that one.. it is stated that its not being verified
1 person likes this
@Leixa003 (867)
• Philippines
16 May 09
You can still receive payments but I do not know if you can have the money in you account locally. You can spend it online I guess or invest on some sites and have that site pay you in check or through western union. You can just make your money go around until it reaches you. haha. Happy mylotting!
15 May 09
I believe you need to have SOME way of funding the account: CC or bank account. That may just be to be 'verified', though. I don't think they have a requirement for a CC just to open an account. The UK version doesn't, at least.
• Philippines
15 May 09
THANK YOU SO MUCH FOR YOUR INFO..IT DO GIVE ME A LOT KNOWLEDGE .thanx :)..now i understand it a bit :)
@venmarz13 (735)
• Indonesia
16 May 09
i have no credit card since i have no salary yet.so i cant apply for credit card.but i have paypal account and i still can get my earning from that account.you need that credit card if you wanna make it verified.its mean you can accept money to your paypal account more than 100$.and you can use it in amazon too.it can be use if your account verified
@diamania (7011)
• Netherlands
15 May 09
No you can make one without creditcard or debitcard but im not sure whether you can purchase things with unchecked acount.
• Philippines
15 May 09
AHH now i know just like there in ebay..you can purchase something using paypal ryt?