writing checks with no money in the bank

United States
July 28, 2009 12:48am CST
Today something happened that I've been hoping would for a while now. My husband does what he calls "playing the check game". He knows that if he goes to the local grocery store & writes a check on sunday, it will not cash through our checking account until wednesday. So once we've ran out of money, he can still get things at the store, as well as money since this store lets you write a check over the amount of the groceries you are buying & get cash back. The bad thing was, by the time we got paid, all our money was already owed out to cover these check he had been writing. He went to the store today & was writing out the check. The cashier told him just to sign it, that the computer would fill in the rest. She took his check, put it in the machine & it filled in the amount & the name of the grocery store, plus scanned the check for payment. She handed him back the check & he was like, "what is this?" She explained to him that they run all their checks electronically now & that the money comes right out of your account. Luckily we did have a bit of extra money in the bank right now. Has anyone else played this game with writing checks knowing that they will not cash for a few days?