Do You Carefully Read Forms Before Signing Them Always?
By elmiko
@elmiko (6630)
United States
September 24, 2009 3:56pm CST
I don't always do it such as when it comes to Medical Forms for them to avoid getting sued if an accident was to occur. If i'm getting a loan though such as for a car I read it carefully. Theres just to many pages to read them all. There changing stuff like this to make forms more simple and non-confusing for people who want to get loans for homes. Stuff like this definitely caused foreclosures. It needs to be simple to begin with.
3 people like this
25 responses
@se7enthbird (8307)
• Philippines
24 Sep 09
yes i do read it carefully and ask questions if there is something i dont understand. some loaning companies prepare long reading materials so if you get bored reading you can just get on it and sign. but that can be really scary to sign on something you did not read carefully. specially when you will sign it. so for less trouble in the future read it before signing, ask question if you dont understand something
@elmiko (6630)
• United States
29 Sep 09
i pretty much understand what i'm signing as they tell me what the form is all about.
its not that i got get bored reading its just that the forms can be too long. it could take up half the day to read and understand it all. it defies commom sense to me. theres no way for it to be clearly understood. in actual truth the long forms are designed to favor the people who are wanting to sign it rather than being fair to both sides. this is how so many people started losing their homes. honestly the reckless spending by others at the top is what caused a domino effect of people who lost their homes with many who should still be living there. basicly you got people who are in the upper class doing reckless spending on top of contracts that favor them. the medical forms are more fair though as their just trying to avoid lawsuits just in case an unfortunate accident occurs.
@eve301345 (658)
• Philippines
24 Sep 09
Hi Elmiko,
You know this kind of thing that my partner and I actually talk often that people should be precise and get the message straight because not a lot of people have time to read thus useless crap on the forms. The only answer to that is unfortunately there are so many people graduated from university and they been well trained to read and write a books and not to think. No offense to anybody but I am just voicing out the truth.
To answer your question I do read the small print and if the form is not to long we do read theme all but if its too long we just find the page of the conditions and the small print at the button because often that's where some people get caught because some people forgot that the small printing in the button sometimes contain the "however" or "but" conditions.
1 person likes this
@tulipstrader (1467)
• India
25 Sep 09
I do. I do not want to be told later that a particular clause was there and its my mistake that I did not read it. I also make sure to take a copy of all those documents I sign. This is my practice while signing any insurance, loan documents.
@Capsicum (1444)
• United States
25 Sep 09
I don't even sign stuff at the doc without reading all info.This always seems to be where they catch ya,a lot of these forms today you must be very cautious with.
If you where under contract and had to pay ,In the event that something went wrong wow that could wipe you out with some of these freaks today.Always refreshing to see things like this as its a reminder. Thanks Capsi
@prashanthalva (2272)
• India
25 Sep 09
I Truly Agree With You Capsi .. You Have to Be Smart Nowadays .. With Frauds Happening At This Scale, You Have To Surely Know What You Fill And The Other Details Have to be Thoroughly Scrutinized Before Submitting these Forms .. Who Knows What Might Be In The Deed If You Don't Go Through Them With Due Care .. It's Better To Be Safe Than Sorry ..
@slickcut (8141)
• United States
27 Sep 09
When it comes to medical forms i just sign them because all it is telling you that they are not responsible for anything, and if you actually read them it sort makes you sick and there is nothing you can do because you have to be treated if you are sick anyway....Other forms i read very carefully....
@walijo2008 (4644)
• United States
28 Sep 09
You mean does anyone read the fine print? Most of the time I don't, but if its for things like loans or credit cards, I make sure I do. Most of them are hard to understand, I hope they do make changes and make the fine print easier to read and understand, because if you don't, you won't know what your signing, and you may be signing your life away..ha.
@savypat (20216)
• United States
25 Sep 09
I try to read most things before I sign but if the cost is small and I know I am not at risk for much I don't always do this.
@suzzy3 (8342)
•
25 Sep 09
I have tried to read those awful forms but leave it up to my husband.I did hear they are having to simplify them as no one can understand all that small print.Some of it is so small it is impossible to read anyway.I always ring the firm up that I am dealing with and ask them questions ,they have said go away and read the small print,but I insist I need to hear it from them.They don't like it but what the heck if there is something I cannot understand.Make them tell you and answer your questions.Be a pain if they won't answer your questions go somewhere else.
@SQD444 (677)
• India
25 Sep 09
yes .. these days the cases of frauds and forgery are rapidly increasing so i think one should always read all the forms before signing them... i always read the terms and conditions in the forms before i sign them...we shoudl be well aware on what and why we are signing...
@joy_evaldez (461)
• Singapore
25 Sep 09
That's is my downside. Sometimes, I just rely with the agent to explain everything and just browsing the rest of it. That is why my husband always remind me to read the T&Cs before signing the document. But for some reason, especially when I got overexcited about something, I tend to forget to scrutinize the document they want me to sign. I am trying now though to be more careful and deliberately read first the terms before signing anything.
@Sleong (46)
• New Zealand
25 Sep 09
I don't really read forms carefully when I sign them, especially if it's not very important or there are too many pages to read. But I have learn from my mistakes to read them carefully and understand it fully before signing it. The last few forms I sign carelessly gote into a really deep mistake. XD but it's good to take all forms seriously before signing it.
@flagella08 (5065)
• Philippines
25 Sep 09
well it's a must or else you will find yourself in a jail. i hate to be caught in someone's silly plan.that will let me left unarmed and dumb. that's why i always read forms first before signing. that's an S.O.p.
@sukumar794 (5040)
• Thiruvananthapuram, India
25 Sep 09
It is grim that most of us fail to have a close look or reading of the terms and conditions proposed in forms or applications of all sorts.
@AndrewFreyne (6281)
• United Kingdom
25 Sep 09
Yes, I definitely do this. I think that it would be wrong not to read a form prior to signing it. I'm sure that many problems could be avoided if the small writing was briefly taken in. It's like signing a contract I guess, you want to know what you are getting yourself into as, once you have signed your signature the laws of the land bind you to that agreement or contract. A lot of people are put off though by lengthy forms and tend not to read everything. Andrew
@scheng1 (24650)
• Singapore
25 Sep 09
I read every single word, even the whole insurance policy before i sign.
I ask the agent to make a copy for me, and I will make a comparison with other insurance policies.
It's funny to see that there is no standard definition for cancer. Some are quite lax in the definition of cancer, and some are too vague, and allow room for argument. I rather read and question every single word before I part with my money. I doubt I have much energy left to argue in the event critical illness strikes.
@anurag3786 (6267)
• India
25 Sep 09
yes i am always read carefully form before filling the forms.. I read every instructions..for signing the form..it is important ... And you will get benifit if you pay attention on these some things..
@hiniptl (16)
• United States
25 Sep 09
i think its very important to read a form before you sign it...I agree that the forms are really lengthy and boring to read....but there can be a some important terms and conditions that differs in these forms as per their type and as per the company requirements....and one has to be careful to read them all and sign afterwards.....coz many a times an important point can be missed and that may lead to some big loss or compromise on your part later on....So always read the forms b4 signing.
