prepaid credit card
By tash01
@tash01 (2030)
Jamaica
October 8, 2010 10:17am CST
Pleasant good day to you my lot I have question am from the island of Jamaica their is a lot of bank here that people can apply for credit but they have to be working an earning a certain of money to apply for one.I have surf the internet for prepaid credit card an i have seen a lot of them . because i don't want to pay a bill at the end of the money i just want a prepaid credit card to just add cash to an use it online. so can any one can refer me to a international prepaid credit card site so i can buy are get a free prepaid credit card .thank you
7 responses
@SilverKing (1003)
• Canada
8 Oct 10
Bankfreedom.com would be a great site to get a prepaid credit card for online usage.Prepaid credit cards are great as anyone can qualify if they have the money to buy the credit on the card and they are accepted by alot of online retailers.Mcdonalds even accepts them as i have tried and i it worked like a normal credit card.I really like them an i feel that they are really useful if you have a bad credit history or banks and companies are denying you a full fledged credit card.
1 person likes this
@tash01 (2030)
• Jamaica
13 Nov 11
Because am not from the us,those card are not for me.Am from the Caribbean,so i will i have to search for card that are in my country.prepaid credit card/debit,is every easy to use.
I was excited too ,but they are not available with my country those that you have mention.
@ShepherdSpy (8544)
• Omagh, Northern Ireland
9 Oct 10
Sorry,but the ones I've used so far are available in the UK only,they're not international ones,AFAIK..They're very useful,though..I used one on my last trip to the US-It costs less to load it than to buy travel currency or travellers cheques,and costs less to withdraw cash than my other bank cards when out of the country..and if you lose it,the card and the balance on it can be replaced.. good luck finding a suitable one for your needs!
@tash01 (2030)
• Jamaica
13 Nov 11
thank you for your respond,but after searching online,for a period of time.None was available for my country.
but now Scotia bank has come with some new visa debit card,that i can use where even online.
now i have a suitable one,with my personal bank account.
@djbtol (5493)
• United States
8 Oct 10
Using a limited prepaid credit card on line is a good safety measure. I cannot recommend a specific one though. I know Wal-mart sells them, but I always thought the fee was too high.
If you have a checking account at a bank, you should be able to get a debit card. I currently use a visa debit for my checking account for online purchases. It has worked well, but I wonder if there is a security concern.
Hope you can find a free prepaid credit card if that is what you prefer.
@aerous (13434)
• Philippines
9 Oct 10
Sorry for not referring you to any international credit card. But I think paypal is much better than international credit if your using it to buy online...
@tash01 (2030)
• Jamaica
13 Nov 11
it's ok , after searching for a year, I finally got one here in my country.It's new visa prepaid debit card.
I use Paypal to buy things online,but it's not all the time i have money in their.what i want to add money to my Paypal account?
So now one is available in my country,and i got it a week ago.
@brokenankle (103)
• United States
9 Oct 10
hello there tash
a prepaid credit card is pretty much the same as a debit card so i would suggest that you get the paypal debit card which has paypal security as well as being able to use it just like a prepaid credit card ..
if you feel that it HAS to be a perpaid credit card i suggest getting a green dot prepaid credit card they are avalible from alot of retailers from say walmart to most every gas station
@hardworkinggurl (37063)
• United States
8 Oct 10
Hello tash, I searched online and found a great link where you can do some comparison shopping for pre-paid credit cards.
Reason why you want to do comparison is that there are some fees associated with the cards and you would want to get the lowest possible. Also please read any fine prints as bankers are out to get their ways.
http://www.usatoday.com/travel/deals/inside/2009-05-21-best-overseas-credit-card_N.htm
Hope this helps.