credit card or debit card?

Philippines
December 7, 2010 10:47am CST
what is the difference of the debit card and the credit card? and what is the best card to verified the paypal account? i love paypal and i just want to know what is the different to two card? happy mylotting and thank you for advance.
1 person likes this
5 responses
• Philippines
8 Dec 10
Hi whitestich02, Thanks for this discussion, I also love paypal very much actual this my online payment method for my online earnings. What I have right now is only a debit card (eon from unionbank, I don't have any idea about credit card and what is the difference between two. I simply love eon debit card since I know all the process in verifying and connecting to paypal. And also I didn't encounter any problem so far. By the way I added you as friend here in mylot hope you accept my friend request. Goodbless Happy mylotting!
• Philippines
8 Dec 10
again, thank you also to your giving this information. and also to your comment. paypal was so great to me because it will helpful to receiving a real money. happy mylotting too. and always take care.
@youless (112123)
• Guangzhou, China
8 Dec 10
You don't need to have money in credit card but you can still purchase online or offline. As to debit card, you must have money in your account. If your purchase amount is more than your balance, then you deal will be cancelled. And some online websites may not accept to debit card, I guess. I like to use credit card more than debit card. As I don't have to have money in my account. And after I purchase the products, I can return the money one month later and it won't charge me extra fee. And my bank will give me gifts according to my purchase amount. I love China
• Philippines
8 Dec 10
i'll try to purchase through online but it cant accept a debit card. it is only accept a credit card.thank you also to your reply keep up a good work. happy mylotting.
@TeamCholent (2832)
• United States
7 Dec 10
As far as I remember you need to verify your account with a credit card only. You can try and use a prepaid credit card and verify the account. A credit card is a card that you "borrow" money on and have an obligation to pay it back at the due date. A debit card is a card that you use only funds you have ready in your bank account.
• Philippines
8 Dec 10
yeah your right. credit card is only a borrow card that need to be paid unlike the debit card this is your money that you can withdraw. thank you for your comment and keep up a good work.
@syoti20 (5293)
• Philippines
9 Dec 10
Debit card is your own mney while credit card is an extend of your possible post dated transaction. I preferred debit card because if some one's hacked my account the only money gets is the actual I have on my account. Now if you used credit card and hacked you might have pending transaction you must pay even it wasn't yours.
• United States
7 Dec 10
Debit-Takes Money From your Account. Credit-uses money you dont actually have.
• Philippines
8 Dec 10
thank you my friend to your comment and also to your giving information. keep up a good work. always take care.